Business Details
13 Years
experience
Trusted Public Liability Insurance Brokers in Australia
Public Liability Insurance Australia has been a trusted advocate for Australian small businesses and sole traders since 2013. As part of Smart Business Insurance and a Corporate Authorised Representative of United Insurance Group, we specialise in connecting clients with tailored public liability insurance solutions. Our team of experienced brokers works exclusively for business owners, not insurers, ensuring we find coverage that aligns with specific operational risks. We maintain partnerships with over 160 products across leading insurers like QBE, Chubb, and Allianz, with a particular focus on hard-to-place occupations.Our services extend beyond policy placement to include claims advocacy, mid-year adjustments, and ongoing risk management guidance. Backed by the Steadfast Group's industry network, we provide enhanced policy wordings and triage support for complex claims. Our commitment to the Insurance Brokers Code of Practice ensures transparency and ethical representation for every client we serve.
Services
Public liability insurance
Product liability coverage
Claims support services
Policy comparisons
Risk assessment
Details
- Year established: 2013
Highlights and features
- We have been specialising in public liability insurance since 2013.
- We compare policies from 160+ products across leading insurers.
- Our brokers exclusively represent business owners, not insurers.
- We provide claims advocacy and ongoing risk management support.
- We offer industry-specific policies for hard-to-place occupations.
Associations and certifications
- Insurance Brokers Code of Practice
- National Insurance Brokers Association (NIBA)
- United Insurance Group
- Steadfast Group
What people say
Fast service
Industry-specific knowledge
Claims support
Competitive comparisons
Tailored solutions
Services
Public liability insurance
Public liability insurance protects businesses against third-party claims for property damage or bodily injury caused by their operations. This coverage helps cover legal fees, compensation payments, and related costs. Our brokers specialise in finding tailored policies for Australian sole traders and SMEs across diverse industries.
Claims support services
Our brokers provide dedicated claims advocacy, helping clients navigate the insurance claims process efficiently. We liaise directly with insurers to ensure fair treatment while maintaining transparency about our limited authority to authorise claims independently.
Policy comparisons
We compare policies from leading insurers like QBE, Chubb, and Allianz to find suitable coverage. Our brokers evaluate 0-8 insurers per client based on occupation-specific risks and business requirements across Australia.
Product liability coverage
Combined public and product liability policies cover claims arising from defective products supplied by businesses. This protects against financial consequences from harm caused by goods sold or manufactured, particularly relevant for catering and retail operations.
Risk assessment
Our brokers conduct risk assessments to identify potential liabilities specific to each business. This includes evaluating workplace hazards for tradespeople, retail environments, and service providers to ensure comprehensive coverage.
Questions
What does public liability insurance cover?
It covers third-party claims for property damage or bodily injury caused by your business operations, including legal fees and compensation payments.
Do sole traders need public liability insurance?
Yes, all Australian sole traders need this coverage to protect against financial risks from negligence claims related to their business activities.
How much does public liability insurance cost?
Costs start from $500/year for low-risk occupations, increasing based on industry risks, employee numbers, and coverage requirements.
Can I get same-day insurance?
Yes, low-risk self-employed individuals can often obtain coverage the same day, while higher-risk cases may take 1-2 days.
What areas do you service?
We provide insurance solutions for businesses in all Australian states and territories, including NSW, QLD, VIC, and WA.
How do you choose insurers?
We compare 0-8 insurers per client based on occupation, risk profile, and specific business requirements to find suitable coverage options.
Videos
