Business Details
Trusted Insurance Solutions with Local Expertise
At Elders Insurance, we combine local expertise with comprehensive insurance solutions to meet the unique needs of our clients. Our agents are deeply embedded in their communities, providing personalized service that prioritizes understanding individual circumstances and delivering tailored coverage. With a focus on business, farm, and personal insurance, we offer specialized products including property, liability, vehicle, and crop coverage. Recognized for innovation through awards like the 2025 5-Star Insurance Innovator Award, we maintain strong partnerships with leading insurers such as QBE Insurance.Our commitment extends beyond transactions, emphasizing long-term relationships and community support. We provide tools like insurance calculators to help clients estimate coverage needs while ensuring transparency in policies and processes. Through physical presence in local areas and adherence to regulatory standards, we deliver reliable protection against unforeseen events. Our approach balances corporate rigor with the personal touch that clients expect from trusted local advisors.
Services
Business insurance
Farm insurance
Personal insurance
Commercial motor
Crop coverage
Business property
Farm liability
Residential strata
Downtime protection
Certificate of currency
Highlights and features
- Our agents are trusted local experts deeply rooted in the community
- Award-winning innovation recognized by Insurance Business 2025
- Specialized coverage options for business, farm, and personal needs
- Partnership with QBE Insurance ensures robust underwriting capabilities
- Transparent processes with tools to help estimate coverage requirements
Services
Business insurance
Our business insurance solutions protect Australian enterprises with tailored coverage for property, liability, vehicle, and operational risks. We offer specialized policies addressing theft, glass damage, and business interruption. Backed by partnerships with major insurers like QBE, our local agents ensure comprehensive protection aligned with specific industry needs and regulatory requirements.
Farm insurance
Farm insurance programs safeguard rural properties through coverage for buildings, equipment, livestock, and crop losses. We provide liability protection and vehicle insurance tailored to agricultural operations. Our specialists understand regional farming challenges, offering policies that address weather-related risks and maintain financial stability during recovery periods after incidents like bushfires.
Personal insurance
Personal insurance options cover car, boat, landlord, and residential strata needs with flexible terms. Our agents help clients select appropriate coverage levels while ensuring value for money. Policies include downtime protection for personal vehicles and property, with clear terms presented through Product Disclosure Statements for informed decision-making.
Commercial motor
Commercial motor insurance protects business vehicles ranging from single cars to fleet operations. We offer comprehensive coverage for accidents, theft, and damage, with options for downtime compensation. Policies are customized to vehicle types and usage patterns, ensuring businesses maintain operational continuity through unexpected disruptions while meeting legal and financial obligations.
Crop coverage
Crop insurance mitigates financial losses from weather events, pests, or disease affecting agricultural yields. Our policies cover various crops and farming systems across Australia. Local agents work with growers to assess risk profiles and implement protection strategies, including recovery support after incidents like the 2019 Adelaide Hills fires that impacted multiple clients.
Questions
What types of business insurance do you offer?
We provide business property, liability, vehicle, theft, glass, and interruption coverage. Our agents tailor policies to specific industry needs through partnerships with major insurers like QBE.
How can I get farm insurance coverage?
Contact your local Elders Insurance agent to discuss farm property, liability, vehicle, and crop coverage options. They'll assess your specific agricultural risks and recommend appropriate protection.
Do you offer personal insurance policies?
Yes, we cover car, boat, landlord, residential strata, and commercial motor needs. Our agents help determine appropriate coverage levels for individual circumstances.
How do I file an insurance claim?
Use our online 'Make a claim' portal or contact your local agent directly. Provide incident details and documentation to initiate the assessment process with our support team.
Are your insurance policies available Australia-wide?
Yes, our network of local agents provides coverage across Australia. Each agent understands regional risks and tailors insurance solutions to specific community needs and conditions.
How are insurance premiums calculated?
Premiums depend on coverage type, risk assessment, and policy terms. Use our insurance calculator for estimates, then consult your local agent for personalized pricing based on your specific circumstances.
