Business Details
42 Years
experience
Your Trusted Business Insurance Partner in Melbourne
Established in 1984, CGIB has built a reputation as a trusted partner for Australian businesses seeking comprehensive insurance solutions. As a family-owned business based in Melbourne, we leverage our decades of experience and membership in the Steadfast network to provide access to exclusive policies from over 150 insurers. Our team of specialists focuses on delivering personalized service, from conducting detailed risk assessments to negotiating tailored coverage that aligns with each client's unique needs. We prioritise transparency and client advocacy, offering year-round support, streamlined claims assistance, and regular policy reviews to ensure ongoing protection. With a proven heritage in commercial insurance brokerage, we combine local expertise with national reach to serve businesses of all sizes across Australia.Our commitment to the General Insurance Code of Practice underscores our dedication to ethical standards and customer satisfaction. By maintaining strong relationships with leading insurers, we ensure our clients receive competitive pricing without compromising on coverage quality. From initial policy setup to complex claims resolution, our approach emphasizes simplicity, reliability, and long-term partnership. This client-centric philosophy has enabled us to help thousands of business owners safeguard their assets, reputation, and future growth. Today, CGIB continues to uphold its founding principles of down-to-earth service, industry expertise, and proactive risk management.
Services
Business Insurance Packages
Public Liability Insurance
Trades Insurance
Professional Indemnity Insurance
Office Insurance
Commercial Motor Insurance
Management Liability Insurance
Cyber Insurance
Details
- Year established: 1984
Highlights and features
- We offer 30+ years of specialist commercial insurance experience
- Our Steadfast network access provides exclusive policies unavailable directly to the public
- We provide personalized claims advocacy to fast-track resolutions
- We maintain relationships with over 150 national and international insurers
- Our family-owned business prioritises down-to-earth, client-focused service
Associations and certifications
- General Insurance Code of Practice
Services
Business Insurance Packages
Our tailored business insurance packages protect against multiple risks including property damage, liability claims, and income loss. Designed for Australian businesses of all sizes, these comprehensive policies combine essential coverages like public liability, professional indemnity, and business interruption. With flexible terms and competitive pricing through our insurer network, we ensure your policy adapts to your specific industry needs and growth stage.
Public Liability Insurance
This essential coverage safeguards businesses against claims for third-party injuries or property damage. Available for both small enterprises and large corporations, it includes legal defense costs and compensation payments. Our brokers help determine appropriate coverage limits based on your business type, risk exposure, and industry regulations to ensure comprehensive protection against common liability scenarios.
Trades Insurance
Specifically designed for tradies, this insurance combines public liability with equipment protection for occupations like electricians, plumbers, and landscapers. Coverage extends to tools, machinery, vehicles, and personal accident benefits. Our policies address the unique risks faced by tradespeople, including on-site accidents and equipment theft or damage during transportation.
Professional Indemnity Insurance
This protection covers legal liabilities arising from professional advice or services provided to clients. Essential for consultants, real estate agents, and IT professionals, it handles claims related to financial loss from alleged negligence or breach of duty. We offer policies with retroactive coverage and continuous protection clauses to ensure comprehensive safeguards for professional service providers.
Office Insurance
Comprehensive protection for office-based businesses covering property damage, equipment loss, and business interruption. Includes coverage for fire, theft, glass breakage, and tax investigations. Our policies provide additional benefits like automatic cover for contents and consequential loss protection to maintain business continuity during recovery periods.
Questions
What types of business insurance do you offer?
We provide comprehensive coverage including business packages, public liability, trades insurance, professional indemnity, office insurance, commercial motor policies, management liability, and cyber insurance solutions tailored to Australian businesses.
How can you help businesses save on insurance costs?
As Steadfast members with access to 150+ insurers, we negotiate exclusive rates unavailable directly to the public while maintaining quality coverage through Australia's largest insurance providers.
What support do you provide during insurance claims?
Our brokers act as personal claims advocates, assisting with documentation, insurer communication, and negotiation to expedite settlements while you focus on business operations.
Do you offer insurance for high-risk businesses?
Yes, we specialise in providing coverage for high-risk industries and challenging cases through our extensive insurer network and tailored risk management solutions.
How do you tailor insurance to specific business needs?
We conduct detailed needs analyses and policy reviews to create customised solutions, ensuring coverage aligns with your industry risks, business size, and growth objectives.
What areas do you service across Australia?
As a Melbourne-based broker with national reach, we provide insurance solutions and support to businesses in all Australian states and territories.
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