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38 Years
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Specialist Insurance for Tradies and Small Businesses
At imar, we have dedicated our expertise to meeting the specialist insurance needs of tradies, builders, and businesses for over 35 years. Our approach focuses on delivering personalized cover solutions that are easy to organize, fast to implement, and free of excessive paperwork. We pride ourselves on understanding the unique risks faced by tradespeople, offering policies with trade-specific endorsements tailored to your operational requirements. Our in-house claims team ensures prompt support, while our local specialists provide targeted guidance to help you navigate insurance complexities. With a track record spanning decades, we have built trust through transparent communication and a commitment to avoiding unnecessary sales tactics.

Our partnerships with leading insurers, combined with our status as part of the Gallagher network, enable us to access competitive coverage options globally. We emphasize instant certificate of currency issuance and streamlined processes for policy changes, renewals, and cancellations. Client testimonials highlight our affordability, ease of interaction, and the value of our personal touch in a digital-first market. By focusing on core offerings like public liability, tools insurance, and injury coverage, we ensure our clients receive protection that aligns with their daily operational challenges.
Services
Public Liability Insurance Tools & Stock Insurance Injury & Illness Coverage Contract Works Insurance Professional Indemnity Commercial Motor Insurance Cyber Risk Insurance Business Package Insurance
Details
  • Year established: 1988
Highlights and features
  • We offer over 35 years of experience in trade-specific insurance.
  • Our in-house claims team ensures prompt and efficient support.
  • Instant certificate of currency provided for policy verification.
  • Local specialist team delivers targeted insurance guidance.
  • Positive client testimonials highlight affordability and personalized service.
What people say
Easy to organise Excellent cover Super helpful Good rate Personal touch
Services
Public Liability Insurance
Protects tradies against claims for property damage or third-party injuries during job site activities. Covers legal costs and compensation payouts, ensuring financial security for unexpected incidents. Essential for mitigating risks inherent in trade work.
Tools & Stock Insurance
Covers theft, fire, flood, or collision damage to tools and stock stored in locked vehicles or premises. Provides replacement or repair costs, safeguarding tradies' essential assets. Critical for maintaining operational continuity after unexpected losses.
Injury & Illness Coverage
Provides financial support starting 14 days after an injury or illness prevents work. Replaces a portion of lost income, allowing focus on recovery without financial stress. Designed for tradies' unique occupational risks.
Contract Works Insurance
Covers damage to worksites or structures during construction projects. Protects builders against financial losses from accidents or unforeseen events. Essential for compliance with contract requirements in construction.
Business Package Insurance
Combines multiple coverages like public liability, cyber risk, and professional indemnity into tailored packages. Addresses diverse risks faced by small businesses. Simplifies insurance management with bundled solutions.
Questions
How do I get a quote?
Call 1300 568 521 or complete our online form for immediate assistance from our insurance specialists.
Is public liability insurance compulsory?
Not mandatory but strongly recommended to protect against unexpected property damage or injury claims.
Can I pay monthly?
Yes, most clients qualify for interest-free monthly instalment arrangements.
How do I make a claim?
Call 1300 568 521 during business hours or 1800 254 287 for 24/7 emergency claims support.
Are subcontractors covered?
Your liability policy covers vicarious liability for subcontractors, but they should have their own insurance.
What trades need insurance?
All trades including electricians, plumbers, carpenters, and landscapers benefit from our tailored coverage.