Business Details
Your Trusted Financial Advisers in Sydney for Wealth Protection
TP Insurance Services is a specialist insurance advisory firm dedicated to providing tailored wealth protection strategies for business, medical, and legal professionals. We focus on mitigating the financial impact of life's uncertainties, including death, disability, and illness, through comprehensive risk management solutions. Our approach combines strategic planning, insurer selection, and premium structuring to meet individual client needs. With access to an extensive product range and advanced policy comparison software, we ensure our clients receive optimal coverage. Our long-standing relationships with major insurance providers enhance our ability to secure favorable outcomes for clients.We offer end-to-end support, from initial advice and application processing to claims management and policy reviews. Our team's expertise in defensive financial strategies complements traditional investment planning, ensuring holistic wealth protection. We prioritize client education and transparency, emphasizing the importance of insurance in financial planning. Our services are designed to provide peace of mind through personalized solutions that adapt to changing life circumstances.
Services
Life Cover
TPD Cover
Trauma Cover
Income Protection
Business Expenses Cover
Key Person Protection
Business Succession Cover
Highlights and features
- We are specialist risk advisers with industry-recognized qualifications
- We maintain long-term relationships with major insurance providers
- Our policy comparison software ensures optimal coverage selection
- We offer free initial consultations with no obligation
- Our team has received multiple industry award nominations
Services
Life Cover
Provides financial security through lump sum payments for terminal illness or death. Covers debts, education costs, and income replacement for dependants. Ensures family financial stability during difficult times.
TPD Cover
Offers lump sum payments for permanent work inability due to injury or illness. Maintains lifestyle and covers additional expenses from total disability. Provides long-term financial protection for policyholders.
Trauma Cover
Delivers financial support for major medical events like heart attacks or strokes. Covers treatment costs, rehabilitation, and income loss. Helps policyholders manage recovery without financial stress.
Income Protection
Replaces 60-70% of income during sickness or injury. Provides monthly benefits until work resumption or set period. Maintains financial stability during temporary work incapacity.
Business Succession Cover
Funds business ownership transfers following key events. Provides cash injection for debt coverage or revenue loss. Ensures business continuity during ownership changes from trauma events.
People
Brad Figures
Director
Financial services professional with 25+ years' experience. Holds advanced financial planning qualifications and specializes in risk management. Member of Financial Advice Association Australia. Industry award nominee for excellence in insurance advice.
Questions
Is there a fee for the initial consultation?
No, we offer obligation-free initial consultations with no associated costs.
Can you recommend multiple insurance providers?
Yes, we research the market to find appropriate providers and products from various companies.
Why are many Australians underinsured?
Commonly due to limited understanding about insurance's role in comprehensive financial planning.
What insurance types do you specialize in?
We focus on life cover, TPD, trauma insurance, income protection, and business-specific policies.
How do you handle insurance claims?
We use established relationships with claim assessors to negotiate terms and streamline the claims process.
Do you offer policy reviews?
Yes, we provide review services for clients experiencing significant personal, medical, or financial changes.
