Business Details
50+ Years
experience
Your Trusted Insurance Partner in Tokyo
Established in 1918, Mitsui Sumitomo Insurance has built a legacy of providing comprehensive insurance solutions tailored to diverse industrial and commercial needs. Our expertise spans Industrial Special Risks, Marine Cargo, Commercial Motor Vehicle, and Construction All Risks insurance, supported by robust financial strength ratings from A.M. Best and Standard & Poor's. With a solvency ratio exceeding 700% under Japanese regulatory standards, we prioritize stability and client trust.As part of the MS&AD Insurance Group, we combine global reach with localized service excellence, ensuring businesses receive customized risk management strategies. Our commitment to innovation and client-centricity has solidified our position as a trusted leader in the insurance industry.
Services
Industrial Special Risks
Marine Cargo Insurance
Commercial Motor Insurance
Construction All Risks
Public Liability Insurance
Financial Lines
Earthquake Coverage
Burglary Protection
Gross Profit Protection
CTP Gap Cover
Details
- Year established: 1918
Highlights and features
- We offer over a century of expertise in industrial and commercial insurance since 1918.
- Our A+ financial strength ratings ensure client confidence in our stability.
- We provide tailored insurance solutions for complex industrial risks.
- We are part of the MS&AD Insurance Group, combining global resources with local expertise.
- Our solvency ratio exceeds 700% under Japanese regulatory standards.
Associations and certifications
- A.M. Best
- Standard & Poor's
Services
Industrial Special Risks
Our Industrial Special Risks (ISR) policy protects buildings, machinery, and trade stocks against accidental loss from fire, explosion, earthquake, and burglary. It also covers consequential losses like gross profit interruptions. This comprehensive coverage ensures businesses maintain operational continuity during recovery.
Marine Cargo Insurance
Marine Cargo/Inland Transit Insurance safeguards goods during transit within Australia or international shipments. We offer single voyage or annual policies, protecting against physical loss or damage while accounting for specific conditions and exclusions tailored to client needs.
Construction All Risks
Construction All Risks policies cover material damage to contract works and third-party liability for bodily injury or property damage during construction projects. This dual protection addresses accidental losses from excluded causes, ensuring project financial security.
Commercial Motor Insurance
Commercial Motor Vehicle Insurance provides property damage coverage for insured and third-party vehicles, including CTP Gap Cover. Available for existing commercial clients, this policy addresses liability from accidents while adhering to state-specific regulations.
Public Liability Insurance
Public & Products Liability Insurance covers legal expenses and compensation for third-party injuries or property damage arising from business activities. It also includes tenant liability protection for leased office or warehouse spaces, addressing diverse operational risks.
Questions
What insurance products do you offer?
We provide Industrial Special Risks, Marine Cargo, Commercial Motor Vehicle, Construction All Risks, and Public Liability insurance tailored to commercial clients.
Are your policies available outside Japan?
Yes, we offer coverage in Australia, New Zealand, and internationally for transit-related policies.
How are your financial ratings?
We hold A+ (Stable) ratings from A.M. Best and Standard & Poor's, reflecting our financial strength.
Can I get CTP coverage?
CTP Gap Cover is available as part of our Commercial Motor Insurance policies for existing clients.
How do I file a claim?
Contact us directly or through your insurance representative to initiate the claims process.
