Business Details
43 Years
experience
Your Trusted Insurance Partner in Balgowlah
Established in 1983, we have built a reputation as one of Australia's leading independent insurance brokers. Our team of qualified professionals brings decades of combined experience in risk management and insurance solutions. As a Steadfast Network member and NIBA affiliate, we leverage industry partnerships to secure competitive terms from major insurers. Our brokers specialize in tailored insurance packages across general, specialty, and commercial sectors, ensuring clients receive comprehensive coverage aligned with their unique needs.With a focus on personalized service, we maintain direct relationships with underwriters to expedite claims and policy adjustments. Our commitment to ongoing education ensures our team remains at the forefront of industry developments, providing clients with up-to-date advice and innovative risk management strategies. This combination of local expertise and global resources positions us to deliver exceptional value to businesses and individuals alike.
Services
General Insurance
Workers Compensation
Specialty Insurance
Business Insurance
Home Insurance
Strata Insurance
Professional Indemnity
Cyber Liability
Management Liability
Contract Works
Details
- Year established: 1983
Highlights and features
- We have over 40 years of experience in business insurance, understanding unique industry risks
- We create customized insurance packages tailored to specific business requirements
- We compare policies from multiple insurers to find best value coverage
- We provide dedicated claims assistance and ongoing policy support
- Our brokers maintain advanced industry qualifications through continuous education programs
Associations and certifications
- Steadfast Network
- National Insurance Brokers Association of Australia (NIBA)
What people say
Amazing team support
Prompt and organized
Wealth of knowledge
Outstanding service
Professional and quick
Services
General Insurance
Our general insurance solutions protect businesses against property damage, liability risks, and operational disruptions. We offer comprehensive coverage for buildings, contents, business interruption, and public liability. With access to multiple insurers, we tailor policies to match specific industry requirements while ensuring competitive pricing and responsive claims handling.
Workers Compensation
We provide mandatory workers compensation coverage for NSW employers with wage bills exceeding $7,500 annually. Through our partnership with ABILITY GROUP, clients receive market-leading rates and expert support for workplace injury management. Our service includes policy placement, claims assistance, and compliance guidance across all Australian jurisdictions.
Specialty Insurance
Our specialty insurance addresses unique risks not covered by standard policies. This includes owner-builder insurance, contract works coverage, and high-risk industry solutions. We leverage relationships with 10+ specialist insurers to secure tailored protection for complex projects and non-standard requirements in residential and commercial sectors.
Business Insurance
We offer comprehensive business insurance packages combining property, liability, and operational coverage. Our solutions protect against fire, theft, cyber risks, and professional liability while offering business interruption protection. As Steadfast Network members, we access exclusive policy wordings with enhanced benefits for commercial clients.
Home Insurance
Our home insurance products provide protection for residential properties across multiple tiers. From basic defined events coverage to premium policies including accidental damage and high-value item protection, we offer flexible options through Steadfast's preferred insurers. We also provide specialized landlord insurance with tenant default coverage.
People
Craig Olofinsky
Management
With over 25 years in insurance broking, Craig Olofinsky leads our management team. He specializes in commercial risk management and has developed key partnerships with major underwriters. His expertise ensures strategic direction for the firm's growth and service excellence.
Denise Gammie
Broker
Denise Gammie brings 15+ years of experience in personal and business insurance. Known for her prompt service and comprehensive client education, she has maintained a loyal client base through exceptional policy management and claims advocacy.
Craig Wormald
Broker
Craig Wormald specializes in corporate insurance solutions with particular expertise in construction and professional indemnity coverage. His technical knowledge and client-focused approach have earned consistent recognition in client testimonials for complex risk assessments.
Michael Olofinsky
Management
Michael Olofinsky oversees operational strategy with a focus on technology integration and service innovation. His leadership in digital transformation initiatives has enhanced client accessibility while maintaining personalized service standards.
Natasha Seminara
Broker
Natasha Seminara combines insurance expertise with community engagement, serving local businesses in the Northern Beaches area. Her approach emphasizes proactive risk identification and tailored coverage solutions for small to medium enterprises.
Questions
What types of business insurance do you offer?
We provide comprehensive business insurance including property damage, public liability, business interruption, professional indemnity, cyber liability, and management liability coverage tailored to specific industry needs.
How do you handle insurance claims?
Our dedicated claims department assists with lodgement, negotiation, and settlement, leveraging broker relationships with insurers to expedite resolution while advocating for client interests throughout the process.
Are you part of any insurance networks?
We are members of the Steadfast Network and National Insurance Brokers Association of Australia (NIBA), providing access to exclusive policy benefits and industry resources.
Do you offer home insurance solutions?
Yes, we offer home insurance with multiple coverage tiers including defined events, accidental damage, and premium protection options through Steadfast's preferred insurers.
What specialty insurance services are available?
We specialize in owner-builder insurance, contract works coverage, strata insurance, and other niche markets requiring specialized risk management solutions across residential and commercial sectors.
How are insurance premiums determined?
Premiums depend on coverage scope, risk profile, industry classification, and insurer underwriting criteria. As independent brokers, we compare multiple options to find competitive rates for equivalent coverage.
