Business Details
20 Years
experience
Emergency
services
Your Trusted Financial Advisers in Sydney
At Curo Financial Services, we believe every Australian deserves industry-leading financial advice to protect their family's financial future. Founded in 2006 through the merger of two leading life insurance practices, our expertise in personal and business insurance advice is built on decades of combined experience. Our executive-level relationships with major Australian insurers enable us to deliver tailored solutions that align with your unique needs. We specialise in navigating complex insurance products, ensuring clients receive appropriate coverage and maximising claim outcomes through our dedicated advocacy.With a team of accredited professionals, we provide ongoing policy reviews, transparent communication, and claims management support, maintaining MDRT and FAAA industry accreditations that reflect our commitment to excellence. Our focus remains on building long-term trust through ethical advice and demonstrable results, as evidenced by our $16M+ in successfully managed claims over five years.
Services
Life Insurance
Disability Insurance
Trauma Insurance
Income Protection
Key Person Insurance
Buy Sell Insurance
Business Expense Insurance
Details
- Year established: 2006
Highlights and features
- 20+ years' experience in life insurance advisory services
- Executive relationships with Australia's major insurers
- Specialised claims management team with $16M+ in claims handled
- Personalised policy reviews ensuring ongoing suitability
- MDRT and FAAA accredited professionals
Associations and certifications
- MDRT
- FAAA
What people say
Professional and trustworthy
Compassionate and caring support
Stress-free claims process
Expert industry knowledge
Prompt communication
Services
Life Insurance
Life insurance provides financial protection for your beneficiaries in case of your death or terminal illness diagnosis. Our policies deliver tax-free lump sums to cover mortgages, debts, and ongoing living expenses. We specialise in structuring cover that aligns with family needs and business requirements while ensuring maximum claimability through precise policy wording.
TPD Insurance
Total Permanent Disability insurance offers lump sum payments when illness or injury prevents permanent work capacity. We handle complex claims across own occupation, any occupation, and home duties definitions while negotiating optimal outcomes with insurers like TAL and AIA through our established industry relationships and specialist knowledge.
Trauma Insurance
Trauma cover provides financial support following diagnosis of serious conditions like cancer, heart attack, or stroke. Our team ensures policy definitions match medical realities while managing claims for partial and full payouts, with expertise in challenging insurer rejections through detailed medical evidence presentation.
Income Protection
Income protection policies replace up to 75% of earnings during work incapacity from sickness or injury. We design benefit periods and waiting periods matching client financial profiles while managing claims for both short-term recovery and long-term disability scenarios with major insurers.
Business Insurance
Business insurance solutions protect against financial risks from key person loss, partnership changes, and operational disruptions. We implement buy/sell agreements, business expense covers, and keyman insurance tailored to corporate structures while ensuring seamless claims processing during critical transitions.
People
Ian Satill
Founding Principal
With 38 years' experience across two countries, Ian leads our advisory team. His expertise in complex insurance solutions and claims management has earned MDRT Top of the Table recognition. He focuses on strategic policy structuring and industry advocacy.
Brent Satill
Financial Adviser
Brent specialises in wealth protection advice with prior insurer experience. He holds dual commerce/economics degrees and SMSF accreditation. His client-centric approach combines technical expertise with compassionate support during claim processes.
Justin Mack
Financial Adviser
Justin provides specialist risk advice with seven years' experience. His focus areas include claims advocacy and tailored insurance solutions. He maintains FAAA membership while assisting clients with complex medical and occupational insurance requirements.
Questions
What insurance policies do you specialise in?
We specialise in life, trauma, TPD, income protection, and business insurance solutions for individuals and corporations Australia-wide.
How do you handle insurance claims?
Our dedicated claims team manages the entire process, submitting documentation, negotiating with insurers, and ensuring timely payments for approved claims.
Can you help with rejected insurance claims?
Yes, we regularly challenge rejected claims through evidence presentation, policy definition analysis, and direct insurer negotiations to achieve successful outcomes.
Do you offer online policy management?
While we prioritise personalised advice, our Cover Australia platform provides online quote comparisons for transactional insurance requirements.
What areas do you service?
We operate nationwide with advisers in major cities and regional centres, offering remote consultations via phone and video conferencing.
How are your advisers qualified?
Our team holds relevant AFSL-accredited qualifications including SMSF advisory certifications and maintains industry memberships like FAAA and MDRT.
