Business Details
22 Years
experience
Your Trusted Car Finance Partner in Australia
Established in 2004, Fincar has become Australia's leading boutique car finance provider through our unwavering commitment to personalized service and industry expertise. Our team of 8 experienced finance consultants specializes in delivering tailored solutions for personal and business vehicle financing, novated leases, and equipment financing. We pride ourselves on transparent communication and no-obligation consultations, ensuring clients receive competitive rates from our panel of top Australian lenders. With a proven track record of successful client outcomes highlighted in testimonials, we combine technical proficiency with genuine customer care to simplify complex financial processes.Our proprietary novated lease calculator empowers clients with pre-purchase financial clarity, while our streamlined application process consistently delivers prompt and accurate service. Backed by partnerships with major automotive finance lenders, we maintain our reputation as specialists who explain financial options clearly rather than relying on automated systems. Our dedication to professional excellence has earned us trusted status in vehicle finance solutions across Australia.
Services
Personal Car Finance
Business Car Finance
Novated Leases
Boat Financing
Motorcycle Loans
Equipment Financing
Details
- Year established: 2004
Highlights and features
- Experienced since 2004 in Australian vehicle finance solutions
- Dedicated team of 8 expert finance consultants
- No cost or obligation initial consultations available
- Proprietary tools for accurate borrowing capacity assessment
- Established partnerships with top Australian lenders
What people say
Prompt and accurate service
Exceptional staff support
Fast process
Professional manner
Excellent service turnaround
Services
Personal Car Finance
We provide tailored personal car finance solutions with hassle-free approval processes. Our competitive rates apply to both new and used vehicle purchases, with flexible repayment terms suited to individual financial circumstances. Expert consultants guide clients through options including consumer car loans and operating leases.
Novated Leases
Specialist novated lease arrangements allow pre-tax salary payments for vehicle purchases. We handle employer negotiations and ATO compliance, offering competitive interest rates through our lender panel. Services include residual value calculations and lease term optimization for maximum tax benefits.
Business Car Finance
Comprehensive financing solutions for business vehicle fleets and commercial equipment. Options include operating leases and maintenance packages tailored to company financial structures. We assist with tax-deductible arrangements and fleet management documentation.
Boat Financing
Dedicated financing for recreational and commercial marine vessels. Our consultants arrange competitive rates for new and pre-owned boat purchases, with flexible security options and terms matching vessel depreciation schedules.
Equipment Financing
Specialized financing for motorcycles and other equipment purchases. We structure loans with appropriate depreciation matching terms, offering both secured and unsecured options for various equipment types beyond traditional vehicles.
Questions
What types of car finance do you offer?
We provide personal car loans, business fleet financing, novated leases, and equipment financing for boats and motorcycles through our panel of Australian lenders.
How does a novated lease work?
A novated lease lets you pay for a car using pre-tax income through salary sacrifice. We arrange the lease terms, lender agreements, and employer coordination for tax-efficient vehicle ownership.
Can I get business vehicle financing?
Yes, we specialize in business car finance solutions including operating leases, fleet management, and tax-deductible arrangements tailored to company financial structures.
What are your interest rates?
Rates vary based on applicant profile, new/used status, and loan type. We tender to multiple lenders to secure the most competitive rate for your specific situation.
How quickly can I get approved?
Many clients receive approval within 24-48 hours through our streamlined process, with documentation assistance available to expedite applications.
Do you finance boats and motorcycles?
Yes, our equipment financing covers marine vessels and motorcycles with terms matching asset depreciation patterns and flexible security arrangements.
