Business Details
26 Years
experience
Your Trusted Partner for Flexible Home Loan Solutions
Bluestone Home Loans Home Loans has been dedicated to supporting Australian homeownership since 2000, offering tailored solutions for diverse financial circumstances. Our approach prioritizes personalized evaluation of each application, focusing on individual stories rather than rigid criteria. With expertise in owner-occupier, investor, and SMSF loans, we provide flexible lending options for self-employed individuals, those with imperfect credit, and unique financial situations. Our team of specialists delivers ongoing support throughout the loan lifecycle, ensuring borrowers receive dedicated assistance. Backed by 25 years of experience and a commitment to innovation, we've originated over $3.7 billion in mortgages while maintaining a customer-centric focus.Our leadership team combines deep industry knowledge with technological advancement to streamline the lending process. We actively champion financial inclusion, helping thousands of Australians achieve property goals through transparent practices and no hidden fees. Our services are exclusively broker-assisted, ensuring professional guidance at every stage.
Services
Owner Occupier Loans
Residential Investor Loans
SMSF Mortgages
Low Deposit Loans
Self-Employed Loans
Poor Credit Loans
Refinancing Options
Debt Consolidation
Expat Mortgages
Property Investment Loans
Details
- Year established: 2000
Highlights and features
- We offer personalized loan evaluations for unique circumstances
- Our team provides dedicated specialist support throughout the loan process
- We deliver competitive rates without lenders mortgage insurance
- We've originated over $3.7 billion in home loans since 2000
- Our digital platform enables fast approvals with assessment in 1 business day
What people say
Painless experience
Exceptional customer service
Evaluated individual circumstances
Recommend for non-standard needs
Prompt loan approvals
Services
Owner Occupier Loans
Tailored mortgage solutions for primary residence purchases. Our loans accommodate self-employed applicants and those with non-traditional income verification. Features include offset accounts, flexible repayment options, and up to 90% LVR. We specialize in helping borrowers with imperfect credit histories achieve homeownership through our Specialist and Specialist+ loan products.
Residential Investor Loans
Flexible financing options for property investors. Available with up to 90% LVR, these loans support portfolio growth through competitive rates and specialized assessment criteria. We offer principal & interest or interest-only repayment options with no lenders mortgage insurance requirements for qualifying applicants.
SMSF Residential Loans
Specialized lending solutions enabling SMSF investments in residential property. Features include fast approvals within 24 hours, up to 80% LVR, and dedicated BDM support. These loans help Australians grow retirement savings through property investment while maintaining compliance with superannuation regulations.
Self-Employed Mortgages
Customized home loan options for self-employed individuals. We accept alternative income verification methods including BAS statements and business bank accounts. Our flexible assessment criteria require only 6 months ABN history, with loan amounts up to $3 million available for qualifying applicants.
Poor Credit Loans
Specialist lending products for borrowers with credit challenges. Our tiered risk assessment system evaluates applications based on recovery potential rather than past issues. Features include risk-based pricing, personalized support, and pathways to improved loan terms as financial situations stabilize.
People
Mark Jones
Chief Executive Officer
With extensive financial services experience, Mark previously led SocietyOne to seven-fold growth. He holds a Bachelor of Economics and MBA from Macquarie University, bringing customer-focused leadership to drive Bluestone Home Loans Home Loans's strategic direction.
Tristan Sander
Chief Technology Officer
Technology leader with expertise in data analytics and cloud solutions. Former Regional Partner at Servian, Tristan led successful platform implementations and IT M&A activities. He holds Computer Science and Business Management degrees from MGSM.
Graham Lello
Chief Financial Officer
Experienced CFO with expertise in financial management and investment execution. Previously led ten-fold growth at MA Financial Group. Graham holds extensive board experience and a Bachelor of Commerce from UNSW.
Jenny Ronald
Chief Product Officer
Product innovation leader with fintech and banking experience. Transformed Athena Home Loans' product suite and developed strategic partnerships. Holds dual degrees in Business and International Studies from UTS.
Tony MacRae
Chief Commercial Officer
Seasoned financial services executive with Westpac Group experience. Leads broker partnerships to expand customer access. Holds a Bachelor of Economics from Macquarie University and serves on RFDS board.
Questions
What are Bluestone Home Loans Home Loans's eligibility criteria for home loans?
Applicants must be Australian residents over 18, employed (including self-employed), purchasing/refinancing established residential property, with loan amounts between $100,000-$3M.
Do you charge lenders mortgage insurance?
No LMI charges, but risk fees apply to some products based on application risk assessment.
Can I get a loan with previous bankruptcy?
Specialist products available for borrowers recovering from financial difficulties. Contact our specialists for personalized assessment.
What loan types do you offer?
Owner-occupier, investor, SMSF loans, and refinancing options with flexible income verification for self-employed applicants.
How do you assess loan applications?
Case-by-case evaluation considering credit history, income stability, LVR, and individual circumstances rather than automated criteria.
Are interest-only options available?
Yes, both principal & interest and interest-only repayment options offered for qualifying applicants.
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