Business Details
15 Years
experience
Your Trusted Mortgage Broker for Property Investment
Golden Eggs Home Loans is a mortgage broking firm dedicated to empowering clients through property investment and financial education. With over 15 years of combined industry experience, our team specialises in creating tailored loan strategies that align with long-term financial goals. We prioritise client education, offering insights into property markets, debt management, and wealth-building techniques.Our approach combines practical mortgage solutions with ongoing support, ensuring clients maintain control over their financial futures. We operate under strict regulatory compliance, holding professional indemnity insurance and maintaining memberships with key industry bodies. Our commitment to transparency and client-centric service differentiates us in the competitive mortgage market.
Services
First Home Buyers
Property Investors
Refinancing Solutions
Upgraders Downsizers
Investment Strategies
Loan Structuring
Market Analysis
Debt Management
Details
- Year established: 2011
Highlights and features
- 15+ years of combined experience in mortgage broking and property investment
- Tailored loan strategies aligned with long-term financial goals
- Ongoing client support including annual loan reviews
- Access to 25+ lenders and hundreds of loan products
- Specialised education on property investment psychology
Associations and certifications
- Finance Brokers Association of Australia (FBAA)
- Australian Finance Complaints Authority (AFCA)
- ASIC (Australian Securities and Investments Commission)
What people say
Extremely helpful
Professional mortgage broker
Ongoing support
Patient with questions
Competitive loan rates
Services
First Home Buyers
We specialise in guiding first-time buyers through the property purchase process. Our service includes loan suitability assessments, financial education, and step-by-step transaction support. Clients benefit from our expertise in First Home Owners Grant eligibility and guarantor arrangements, with a focus on long-term financial sustainability.
Property Investors
Our investment solutions help clients build property portfolios through strategic loan structuring. We analyse cash flow requirements, tax implications, and market opportunities to create growth-focused strategies. Services include equity utilisation advice and risk management frameworks for both novice and experienced investors.
Refinancing Solutions
We evaluate existing loans to identify refinancing opportunities that reduce costs or improve functionality. Our analysis considers interest rates, loan terms, and break costs to ensure genuine financial benefits. Clients receive comprehensive comparisons of available products to optimise their mortgage arrangements.
Upgraders Downsizers
Our team manages complex property transitions including simultaneous sales/purchases and bridging finance arrangements. We provide strategic advice on timing, tax implications, and loan structuring for those moving to larger or smaller properties. Services include equity management strategies for seamless transitions.
Investment Strategies
We develop comprehensive investment frameworks combining property acquisition with debt reduction techniques. Our approach integrates loan structuring with broader financial planning to maximise wealth accumulation. Clients receive ongoing market analysis and portfolio optimisation recommendations to support long-term financial independence.
People
Max Phelps
Founder
15-year mortgage broking veteran and author of 'Getting Your Money $hit Together'. Winner of 2019 FBAA Finance Broker of the Year. Specialises in property investment psychology and financial education.
Belinda Lewis
Mortgage Broker
Accredited broker with expertise in first home buyers and investment loans. Holds dual diplomas in finance and mortgage broking. Recognised for exceptional client service and long-term relationship building.
Nicole Millard
Commercial Loan Expert
2009-accredited broker specialising in property portfolio financing. Holds multiple finance qualifications and previously worked in institutional finance. Focuses on wealth-building strategies for property investors.
Christian Kearns
Broking Assistant
Economics graduate and emerging property investor. Provides client support while completing broking qualifications. Known for excellent customer service and market analysis skills.
Andrew Larke
Mortgage Broker
Experienced broker with technology sector background. Combines property expertise from family real estate experience. Offers tailored solutions with a consultative approach to mortgage planning.
Questions
How do you help first home buyers?
We guide first home buyers through loan selection, First Home Owners Grant eligibility, and financial education. Our service includes step-by-step transaction support and guarantor arrangement advice.
What investment loan options exist?
We offer tailored investment loan structures considering cash flow requirements, tax implications, and market opportunities. Services include equity utilisation advice and risk management frameworks.
Can refinancing save money?
Yes, when done correctly. We analyse existing loans to identify genuine savings opportunities through better rates, improved functionality, or strategic debt consolidation.
How do property transitions work?
We manage complex moves through simultaneous sales/purchases, bridging finance, and equity management strategies. Our advice considers tax implications and optimal timing for property transitions.
What ongoing support do you provide?
We offer annual loan reviews, market updates, and portfolio optimisation advice. Our clients receive continuous support to ensure their mortgage arrangements evolve with changing circumstances.
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