Business Details
Your Trusted Mortgage Brokers in Melbourne
At Opulent Finance, we are a dedicated team of financial experts committed to placing our clients' needs at the forefront of everything we do. With over 98% customer retention, we pride ourselves on building lifelong partnerships, offering tailored solutions for home loans, investment properties, commercial finance, and more. Our independence ensures unbiased advice, and our elite broker status with major lenders like CBA reflects our commitment to quality and volume. We provide free consultations, specialist tax advice, and access to a panel of over 30 lenders, ensuring competitive rates and personalized service.Our team's extensive experience, combined with accounting expertise through Opulent Accountants, allows us to address complex financial needs while maintaining transparency and trust. Recognized for our award-winning service, we strive to simplify the lending process, offering seamless support from pre-approval to settlement and beyond.
Services
Home Loans
Investment Property Loans
Car Finance
Personal Loans
Commercial Finance
SMSF Lending
Equipment Finance
Refinancing
First Home Buyers
Medical Lending
Highlights and features
- We offer FREE consultations and independent tax advice for investment property purchases.
- Our 98% client retention rate reflects our commitment to long-term partnerships.
- Elite broker status with CBA ensures priority processing and competitive rates.
- Access to over 30 lenders for comprehensive loan comparisons and solutions.
- Integrated accounting services provide holistic financial expertise for clients.
Associations and certifications
- Commonwealth Bank of Australia (CBA) Elite Broker Status
What people say
Excellent service
Competitive interest rate
Friendly and professional
Stress-free experience
Seamless refinancing
Services
Home Loans
We specialize in tailored home loan solutions for first-time buyers, investors, and refinancers. Our team navigates fixed, variable, and hybrid rates to secure competitive terms. With access to major banks and specialist lenders, we simplify the process from pre-approval to settlement. Clients benefit from free consultations, tax advice, and ongoing support, ensuring long-term financial partnerships that adapt to evolving needs.
Investment Property Loans
Our investment loan experts help clients build wealth through residential and commercial property investments. We structure packages for single properties, portfolios, and off-the-plan purchases, considering tax efficiency and cash flow. With elite broker status and access to investor-specific lenders, we secure competitive rates and flexible terms. Clients receive strategic guidance on equity release, portfolio diversification, and market opportunities to maximize returns.
Commercial Finance
We provide customized commercial finance solutions for SMEs, including property loans, equipment financing, and working capital. Our approach balances business growth needs with cash flow management, offering terms from 24-48 hour processing. With relationships across 30+ lenders, we secure funding for expansions, equipment upgrades, and franchise opportunities, ensuring alignment with long-term business objectives and operational requirements.
Car Finance
Our car finance options cater to personal and business needs, including new/used vehicles, commercial fleets, and luxury cars. We offer chattel mortgages, leases, and hire purchase agreements with competitive rates. The process prioritizes quick approvals and flexible terms, ensuring clients drive away with suitable financing solutions while maintaining budgetary control and financial flexibility.
Personal Loans
We facilitate personal loans for major life events like weddings, travel, home improvements, or debt consolidation. With free consultations and no upfront fees, our brokers compare lenders to find rates and terms matching individual circumstances. Applications consider credit history complexities, ensuring accessible options for diverse financial profiles while maintaining transparent, fee-free agreements.
People
Dayan Kasturiratna
Founder, CEO, Mortgage Broker
With over 8 years of experience, Dayan leads Opulent Finance's mortgage division, combining accounting expertise with strategic lending solutions. His client-centric approach and 98% retention rate reflect his commitment to transparency and long-term financial partnerships.
Ishara
Mortgage Broker
Specializing in first-home buyers and complex loans, Ishara's knowledge and patience have secured competitive rates for clients during challenging market conditions, including pandemic-related lending uncertainties.
Ian Webbe
Mortgage Development Manager
Ian drives strategic lender relationships, maintaining Opulent's elite broker status with CBA and other major institutions. His expertise ensures access to exclusive loan products and priority processing for clients.
Winnie Tang
Senior Accountant
Winnie integrates tax strategy with lending solutions, providing holistic financial advice that complements mortgage services and enhances clients' wealth-building opportunities.
Chamie Kasturiratna
Accountant
Supporting clients with financial compliance and reporting, Chamie ensures seamless integration between accounting and lending services, strengthening Opulent's comprehensive financial offerings.
Questions
Can I get pre-approval for a home loan through Opulent Finance?
Yes, we offer home loan pre-approvals valid for up to 90 days to clarify your borrowing capacity.
How much can I borrow?
Borrowing capacity depends on income, expenses, debts, and credit score. We provide personalized assessments.
Do you work with all banks or just a few lenders?
We access over 30 lenders, including major banks and specialist providers, to find competitive rates.
How long does it take to get a home loan approved?
Conditional approval takes 15 business days; full approval typically requires 3-7 business days.
Can you help with bad credit or complex financial situations?
Yes, we specialize in non-standard cases, including bad credit and self-employed applicants.
Do you help first-home buyers with grants and incentives?
Yes, we assist with First Home Owner Grants, stamp duty concessions, and government schemes.
