Business Details
10 Years
experience
Trusted Mortgage Brokers in Clayton | Mortgage Compare Plus
Mortgage Compare Plus was founded in 2016 with a clear mission to make home ownership accessible and affordable for everyday Australians. Our approach is rooted in transparency, integrity, and a deep commitment to acting in our clients' best interests. As an independent mortgage brokerage, we are not tied to any single lender, allowing us to source competitive loan products from over 40 lenders, including major banks. Our expertise spans residential and commercial lending, with a focus on personalized service that prioritizes client needs over institutional interests.We adhere to the Best Interests Duty, ensuring every recommendation is tailored to individual circumstances. Our team combines extensive banking experience with a dedication to community engagement, reflected in our support for local youth sports programs and charitable initiatives. By maintaining strong relationships with lenders and staying ahead of market trends, we deliver efficient loan approvals and long-term financial solutions. Our track record of awards and industry recognition underscores our commitment to excellence in mortgage brokering.
Services
Refinance
First Home Buyers
Investment Loans
Commercial Loans
Debt Consolidation
Personal Loans
Construction Loans
Life Insurance
Car Loans
SMSF Loans
Details
- Year established: 2016
Highlights and features
- We offer over 20 years of combined experience in banking and mortgage brokering
- We provide personalized loan comparisons from 40+ lenders, not just bank products
- Our team holds advanced qualifications in finance and mortgage brokering
- We are legally obligated to act in your best interests under the Best Interests Duty
- We have premium broker status with major Australian banks for faster approvals
Associations and certifications
- FBAA
What people say
Great service
Honest and transparent
Saved us money
Professional manner
Dedicated support
Services
Refinance
Our refinancing service helps homeowners secure better interest rates and loan terms. We analyze your current mortgage, compare options across 40+ lenders, and negotiate improved conditions to reduce annual payments. Clients have saved up to $5,000 yearly through our refinancing solutions.
First Home Buyers
We specialize in guiding first-time buyers through the mortgage process. Our service includes eligibility assessments for government grants, stamp duty reductions, and tailored loan comparisons. We handle paperwork and coordinate with conveyancers to ensure stress-free property purchases.
Investment Loans
Our investment loan service helps clients access competitive financing for rental properties. We provide market analysis, loan structuring, and assistance with SMSF-related investments. Our expertise includes navigating APRA regulations and securing favorable terms for property portfolios.
Commercial Loans
We offer tailored commercial lending solutions for property purchases and business growth. Our services include equipment financing, merchant cash advances, and SMSF commercial property loans. We work with specialist lenders to secure terms up to 30 years with LVRs up to 70%.
Life Insurance
Our life insurance solutions provide financial security for families through term life, TPD, and trauma coverage. We help clients structure policies to cover debts, replace income, and fund medical expenses while ensuring competitive premiums and comprehensive protection.
People
Steve Keramidas
Founder & Mortgage Broker
Steve established Mortgage Compare Plus in 2016 after a 5-year banking career at NAB. He holds advanced qualifications in finance and has received multiple industry awards, including the 2024 Quality Business Award for Best Mortgage Broker in Greater Dandenong.
Samantha Keramidas
Senior Accounts Manager
Samantha manages loan applications with over 5 years of financial services experience. She specializes in streamlining documentation processes and coordinating with lenders to ensure efficient loan settlements for residential and commercial clients.
Questions
What mortgage services do you offer?
We provide residential and commercial loans, refinancing, first home buyer assistance, investment property financing, SMSF loans, and insurance solutions.
Are your services free?
Our mortgage brokering services are free for residential loans, with optional fees for complex applications as disclosed upfront.
How do you find better loan deals?
We compare 40+ lenders and use premium broker status with major banks to secure competitive rates and terms tailored to your needs.
What areas do you service?
We primarily serve Melbourne's Bayside and South Eastern suburbs but assist clients across metropolitan Melbourne.
How quickly can you process a loan?
Many applications receive same-day decisions, with typical settlements completed within 10-30 days depending on lender requirements.
