Business Details
Emergency
services
Your Trusted Mortgage Brokers in Melbourne
As a boutique mortgage broking company based in Melbourne, we are committed to helping Australians achieve financial freedom through tailored loan solutions. Founded on principles of integrity and trust, our team prioritizes client needs by offering personalized strategies that align with both immediate and long-term financial goals. With decades of combined experience, we leverage extensive knowledge of lender guidelines and property markets to secure competitive rates and flexible terms.Our service extends beyond mere loan placementwe provide comprehensive support through settlement and beyond, ensuring transparency and client empowerment. By maintaining strong relationships with over 30 lenders and a network of industry professionals, we deliver a seamless, stress-free experience that prioritizes client satisfaction and financial growth.
Services
Residential Mortgages
Commercial Loans
Refinancing
Property Investment Loans
First Home Buyer Assistance
Highlights and features
- We offer 24/7 personalized support for urgent client needs
- Our team has decades of experience in mortgage brokering
- We provide tailored loan strategies for first-home buyers and investors
- We maintain relationships with over 30 lenders for competitive options
- Our service includes post-settlement support and financial planning
Associations and certifications
- Purple Circle Financial Services (Australian Credit License 486112)
What people say
Extremely professional
24/7 personalized support
Secured competitive rates
Stress-free process
Expert guidance
Services
Residential Mortgages
We specialize in securing competitive residential mortgages tailored to individual financial circumstances. Our brokers analyze market options to find loans with optimal rates and features like offset accounts. With access to multiple lenders, we help first-home buyers and existing homeowners achieve their property goals through personalized financing strategies.
Commercial Loans
Our commercial loan services cater to businesses seeking property financing or expansion capital. We connect clients with lenders offering favorable terms for commercial properties, ensuring solutions align with business growth objectives. Our expertise includes navigating complex loan structures for investors and entrepreneurs across Australia.
Refinancing
We help clients reduce interest costs through strategic refinancing. Our team evaluates existing loans, identifies better market offers, and facilitates seamless transitions. This includes debt consolidation options to combine mortgages with other liabilities into more manageable repayment structures.
Property Investment Loans
We provide specialized financing for property investors, including portfolio growth strategies and equity extraction. Our brokers help clients access loans that maximize investment potential without requiring significant personal savings through innovative loan structuring.
First Home Buyer Assistance
We guide first-home buyers through the entire purchasing process, explaining government grants, stamp duty exemptions, and loan features. Our tailored support ensures clients understand all costs and select mortgages that match their long-term financial plans.
People
Steven Phang
Mortgage Broker
With over 15 years' experience, Steven Phang specializes in residential and investment mortgages. He holds Credit Representative Number 475092 and is known for personalized service, 24/7 availability, and securing competitive rates for clients across Australia.
Yvonne
Loan Support Specialist
Yvonne provides critical support in loan documentation and client communication. With expertise in mortgage administration, she ensures smooth processing and timely submission of paperwork for both residential and commercial loan applications.
Questions
What services does Aspirus Financial Services offer?
We specialize in residential and commercial mortgages, refinancing, debt consolidation, first-home buyer loans, and property investment financing across Australia.
Are your mortgage services available nationwide?
Yes, while based in Melbourne, we provide mortgage solutions to clients across all Australian states and territories.
How do you help first-home buyers?
We guide first-home buyers through loan selection, assist with First Home Owner Grant applications, and explain stamp duty requirements and offset accounts.
Can you assist with bad credit mortgages?
Yes, we work with lenders who specialize in bad credit loans and help clients improve their borrowing capacity.
What makes Aspirus different from banks?
We act as your advocate, offering independent advice and accessing 30+ lenders to find tailored solutions banks can't provide.
Do you offer refinancing options?
Yes, we analyze your current loan to find better rates, reduce repayments, or consolidate debts through refinancing.
