Your financing partner for life
At Property and Financial Solutions, we pride ourselves on being a trusted and experienced provider of financial services in Australia. With a heritage dating back to 1984, our company has built a reputation for delivering exceptional customer service, quick decision-making, and competitive rates.
Our Services
We specialize in a wide range of financial services, including home loans, investment loans, and commercial loans. Our expert team is dedicated to helping individuals, small businesses, and corporations find the right loan solution to meet their unique financial needs.
Home Loans
Our home loan services cater to a diverse range of customers, from first-time homebuyers to experienced investors. We offer a range of loan options, including standard variable loans, basic variable loans, fixed-rate loans, and combination loans. Our experienced staff are happy to work with you to understand your financial situation and find the loan that best suits your needs and budget.
Commercial and Business Loans
We understand that commercial and business borrowers have unique financial requirements. Our commercial and business loan services cater to a wide range of situations, including development financing, business purchases, commercial construction, cash flow loans, and investment loans. Our experienced team is dedicated to finding the right loan solution to meet your business needs.
Non-Conforming Loans
We recognize that not all borrowers fit the traditional lending criteria. Our non-conforming loan services are designed to help borrowers with impaired credit histories or those who are unable to provide the required documentation. We also cater to borrowers who wish to borrow up to 95% of residential property value.
Home Equity Loans
Our home equity loan services allow you to unlock the equity in your existing property for other opportunities, such as renovating your home, investing in shares or managed funds, or financing an investment property.
Line of Credit and All-in-One Loans
Our line of credit loan offers an interest-only variable rate loan that allows you to borrow against the equity in your home. Our all-in-one loan features as an everyday transaction account linked with your home loan, making it easy to manage your finances.
Time Out Home Loan
With recent interest rate increases, our Time Out Home Loan can be a powerful financial tool. This loan allows you to reduce your payments for 2 years if you have 20% equity or more in your home and are not in arrears.
PayG Lo Doc Loans
We also offer PayG Lo Doc Loans, which offer easier qualifying than traditional loans. Our experienced team is happy to guide you through the loan application process and find the right loan solution for your unique financial situation.
Contact Us
At Property and Financial Solutions, we are committed to providing exceptional customer service and quick decision-making. Our experienced team is happy to work with you to find the right loan solution for your unique financial needs. Contact us today to learn more about our services and how we can help you achieve your financial goals.
Overall Experience
The overall experience with this service has been exceptional, with customers praising the professionalism and efficiency of the team.
Service Quality
The service quality has been described as "incredible" with no issues or problems reported. The team, particularly John and Vicki, have been commended for keeping customers informed throughout the process.
Personal Touch
The service has been personalized, with the team going above and beyond to fix minor issues that were overlooked by the customer.

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