Business Details
22 Years
experience
Your Trusted Partner for Personal Loan Solutions
Established in 2004, TLC has been a trusted provider of personal loan solutions for over 21 years, helping more than 148,650 Australians access essential services. Our expertise lies in tailoring payment plans for medical, dental, lifestyle, and wedding expenses, with loan amounts ranging from $2,001 to $150,000. We pride ourselves on a stress-free, transparent application process supported by dedicated customer service. Our mission addresses the critical need for accessible financing, ensuring clients prioritise quality care over cost constraints. With flexible repayment terms from 24 to 84 months and competitive interest rates, we conduct thorough credit assessments to match borrowers with suitable plans.Our Australian Credit Licence (509691) underscores our commitment to regulatory compliance and ethical lending practices. We maintain partnerships with healthcare providers and businesses to streamline fund allocation directly to service providers. Our team of financial specialists continuously innovates to simplify personal financing while maintaining transparency in all dealings. Through years of experience, we have refined our processes to eliminate unnecessary complexities, focusing on client-centric solutions. Our dedication to financial education empowers borrowers to make informed decisions about their loan commitments.
Services
Personal Loans
Medical Financing
Dental Loans
Wedding Loans
Lifestyle Loans
Veterinary Financing
Weight Loss Surgery Loans
Orthodontic Treatment Loans
Eye Surgery Loans
Cosmetic Surgery Loans
Details
- Year established: 2004
Highlights and features
- We offer 21 years of experience in tailored personal loan solutions
- Our team provides transparent terms with no hidden fees
- We conduct thorough credit assessments to match your circumstances
- Our Australian Credit Licence ensures regulatory compliance
- We maintain partnerships with healthcare providers for direct payments
Associations and certifications
- Australian Credit Licence 509691
What people say
Stress-free service
Flexible repayment options
Friendly team
Transparent terms
Quick approval
Services
Personal Loans
TLC offers tailored personal loans ranging from $2,001 to $150,000 with flexible repayment terms. These loans cater to diverse needs including medical procedures, dental treatments, lifestyle upgrades, and wedding expenses. Our transparent application process ensures competitive interest rates based on individual financial circumstances.
Medical Financing
Specialised financing solutions for medical procedures including bariatric surgery, eye surgery, and IVF programs. Loans feature repayment terms from 24 to 84 months with interest rates determined through comprehensive financial assessments. We coordinate directly with healthcare providers to ensure seamless fund allocation.
Dental Loans
Flexible financing options for dental implants, orthodontic treatments, and cosmetic dentistry. Our dental loans offer competitive rates with no credit worries, featuring easy approval processes. Funds can be directed directly to dental practitioners for streamlined treatment access.
Wedding Loans
Comprehensive financing solutions for wedding expenses covering venue hire, jewellery, and honeymoon travel. Loan amounts up to $70,000 with transparent terms allow couples to plan events without financial stress. Applications require standard identification and income verification documents.
Lifestyle Loans
Versatile financing options for home improvements, debt consolidation, and educational expenses. These loans feature online application processes with quick approval times. Flexible repayment structures accommodate various financial situations while maintaining transparent fee schedules.
People
Tim Boon
Managing Director
With over 20 years in financial services, Tim founded TLC to address gaps in accessible personal financing. He leads strategic development while maintaining focus on client-centric lending practices.
Questions
What loan amounts are available?
We offer loans from $2,001 to $150,000 for personal, medical, and lifestyle needs.
How long does approval take?
Applications typically receive approval within 24-48 hours after document submission.
What documents are required?
You'll need ID, income proof, and financial statements for application completion.
Can I repay early?
Yes, we allow early repayments without penalty fees on all loan products.
Are there hidden fees?
No, we maintain full transparency with all fees disclosed during application.
How are interest rates determined?
Rates depend on your financial assessment, credit history, and loan term selection.
