Aussie Loan Arrangers

Safe Finance, previously known as Loans By Phone, is a pioneer in the small loan industry in Australia. With almost 15 years of experience, we have built a reputation for providing fast cash loans to borrowers across the country. We take pride in our ability to assist clients with small personal loans from $1,000 to $5,000 with minimal fuss, treating each application with respect and privacy. Our goal is to help everyone, and we have provided tens of thousands of loans for various daily expenses, such as bills, car repairs, bond and rent, medical expenses, and holidays.

Our Mission: Empowering Clients with a Wide Range of Financial Services

At Safe Finance, we believe in a new era of lending and personal finance options. As a holder of an Australian Credit Licence, we are authorised to act as both a lender and a credit assistance provider (finance broker), allowing us to offer you a broader range of services. Our mission is to empower our clients by providing them with access to various loan products and financial solutions, tailored to their unique needs.

Mini Loans from $1,000 to $5,000

Safe Finance offers mini loans from $1,000 to $5,000, designed to help you manage your finances with ease. Whether you need extra cash for bills, car repairs, or unexpected expenses, our mini loans provide you with the financial flexibility you require. Our application process is straightforward, and we strive to help everyone, regardless of their credit history.

Car Loans - Secured Loans up to $7,000

If you're looking to purchase a new car or need assistance financing a vehicle, Safe Finance can help. We offer secured car loans of up to $7,000, and our loan specialists can also arrange loans for boats, bikes, and other equipment. Our car loans provide you with the financial resources you need to get back on the road without unnecessary delays.

Debt Management - Finding Solutions for Manageable Debt

Struggling with debt or facing serious financial difficulties? Safe Debt Management, a registered debt agreement administrator, can help you find solutions for unmanageable debt. Our debt management experts work closely with you to design a debt agreement that suits your financial situation, enabling you to regain control of your finances.

Home Loans - Your Partner in Home Ownership

At Safe Finance, we understand that finding the right home loan is crucial. Whether you're a first-time home buyer, seeking to refinance your current home, or looking for an investment property, we can help. Our experienced mortgage brokers have access to a large panel of lenders, providing you with the best home loan options available. Our goal is to make the home-buying process as seamless and stress-free as possible.

Business Loans - Supporting Australian Businesses

Safe Business Finance Pty Ltd is here to support all businesses, from sole traders to small and medium companies. Our business loans range from $1,000 to $10,000, with no penalty for early payout or extra repayments. Our loan specialists keep paperwork to a minimum and can often provide funding on the same day. With our expert guidance, you can focus on growing your business while we take care of your financial needs.

Factoring and Invoice Discounting

If you're in need of quick cash flow, Safe Business Finance can help. We offer factoring and invoice discounting services, allowing you to sell your invoices to us for immediate funding. This way, you can improve your cash flow, reduce administrative tasks, and focus on your business's core operations.