Business Details
19 Years
experience
Expert Mortgage Brokers in Cleveland | Precision Loans
At Precision Loans, we specialise in mortgage broking and lending, providing tailored financial solutions to meet our clients' unique needs. With over 35 years of combined experience in finance, our team approaches lending as a partnership, prioritising client objectives and lifestyle requirements. We maintain professional relationships with over 35 lenders, offering access to more than 1,100 loan products while adhering to strict regulatory standards under Australian Credit Licence 391312.Our collaborative approach extends to working with clients' existing service providers, ensuring seamless integration of financial strategies. We focus on long-term relationships rather than transactional interactions, with a proven track record of helping clients achieve their property and investment goals through transparent, ethical practices.
Services
First Home Buyers
Investment Loans
Commercial Loans
Mortgage Broking
Refinancing
Personal Loans
Business Finance
Reverse Mortgages
Insurance Services
Asset Finance
Details
- Year established: 2007
Highlights and features
- We offer access to over 35 lenders and 1,100 loan products
- Our team has 35+ years of combined mortgage broking experience
- We provide transparent commission disclosure for all loan products
- We maintain direct accreditations with major Australian lenders
- We specialise in SMSF lending and complex financing solutions
Associations and certifications
- Australian Credit Licence 391312
- Queensland Law Society
What people say
Professional and friendly service
Best brokers in their field
Smooth transaction process
Dedicated to finding best loans
Exceptional knowledge and help
Services
Mortgage Broking
We provide comprehensive mortgage broking services with access to over 35 lenders and 1,100 loan products. Our expert brokers assess individual financial situations to recommend optimal solutions for residential and commercial property needs. With transparent commission disclosure and direct lender accreditations, we ensure clients receive competitive rates and tailored financing options that align with their investment goals and lifestyle requirements.
First Home Buyers
Specialised support for first-time home buyers navigating the purchasing process. We explain loan features, assist with financing choices, and provide guidance through settlement. Our services include explaining loan structures, repayment options, and government grant eligibility to help new buyers make informed decisions about their first property investment.
Investment Loans
Tailored investment loan solutions designed to maximise wealth-building potential. We help clients structure financing to optimise tax benefits and cash flow while considering market cycles. Our expertise includes portfolio diversification strategies, equity management, and long-term financial planning to support clients' wealth creation objectives through property investment.
Commercial Loans
Flexible commercial lending solutions for small to medium enterprises. We assist with working capital financing, equipment purchases, and property acquisitions. Our services include structuring loan terms to match business cash flow cycles, accessing specialised financing products, and providing strategic advice to support business growth through appropriate debt solutions.
SMSF Loans
Specialised financing for self-managed superannuation funds purchasing property. We guide clients through SMSF establishment, loan structuring, and compliance requirements. Our services include explaining investment restrictions, assisting with loan applications, and coordinating with accountants to ensure fund strategies align with retirement goals while meeting regulatory standards for SMSF property investments.
People
Lynne Sturgess
Director and Finance Specialist
With over 35 years in finance, Lynne has expertise in banking and mortgage broking. She previously trained brokers nationwide and actively contributes to local business networks and charitable organisations while leading Precision Loans' client-focused approach.
Questions
What does a mortgage broker do?
Mortgage brokers help determine borrowing needs, assess loan suitability, and access multiple lenders to find optimal financing solutions for property purchases or refinancing.
Why use a mortgage broker instead of a bank?
Brokers offer access to 35+ lenders and 1,100+ loan products, providing impartial advice to find the best solution rather than limited bank-specific options.
Do you charge fees for home loans?
We receive commission from lenders, but disclose all fees upfront. Using a broker doesn't cost borrowers more than direct bank loans.
How much can I borrow?
Borrowing capacity depends on individual circumstances including income, expenses, credit history, and lender policies. We provide detailed assessments with accurate information.
What are SMSF loan fees?
SMSF setup costs range from $1,000–$3,000 with ongoing fees between $1,000–$2,500 annually, depending on fund complexity and investment structure.
Can we work together remotely?
Yes, we offer remote services for clients outside our local area while maintaining the same high level of professional support and guidance.
