Business Details
20 Years
experience
Emergency
services
Trusted Loan Matching Services in Australia
Since 2006, Cash Today has been a trusted Australian credit service provider dedicated to connecting borrowers with tailored loan solutions. Our mission is to simplify the lending process by leveraging advanced technology to match applicants with lenders most likely to approve their applications. We prioritize responsible lending practices, ensuring borrowers receive transparent terms and fees while maintaining compliance with the National Consumer Credit Protection Act 2009. With a panel of over 60 lenders, we offer a range of loan optionsfrom small emergency funds to large personal loansdesigned to meet diverse financial needs.Our commitment to innovation is reflected in our award-winning platform, which provides fast decisions, secure transactions, and same-day funding for eligible applicants. By focusing on affordability assessments and avoiding unnecessary credit checks during pre-qualification, we empower Australians to make informed financial decisions while safeguarding their credit scores. Our team combines technical expertise with customer-centric service to deliver efficient, ethical lending solutions that prioritize long-term financial well-being.
Services
Personal Loans
Payday Advances
No Credit Check Loans
Emergency Loans
Loan Refinancing
Details
- Year established: 2006
Highlights and features
- We match you with lenders from our panel of 60+ financial institutions
- Transparent fee structures with no hidden charges
- 24/7 online application process for urgent needs
- Responsible lending assessments to ensure affordability
- Support for Centrelink recipients and low-income applicants
Associations and certifications
- Australian Credit License No: 387137
What people say
Fast approvals
Easy process
Same-day funding
Transparent fees
Good support
Services
Personal Loans
Cash Today offers personal loans ranging from $5,001 to $80,000 with terms of 37 years. These unsecured loans feature competitive interest rates (7.24%19.99% p.a.) and are ideal for major purchases, debt consolidation, or significant life events. Borrowers benefit from flexible repayment options and a streamlined application process that prioritizes affordability assessments. The service connects applicants with lenders who evaluate creditworthiness through comprehensive financial profiles rather than relying solely on credit scores.
Payday Advance Loans
Designed for immediate financial needs, these short-term loans provide $300$2,000 with repayment terms of 14 weeks. Featuring a flat 5% transaction fee and no interest charges, they offer a cost-effective alternative to traditional payday loans. Funds can be transferred within an hour of approval, making them ideal for emergency expenses like car repairs or medical bills. The service includes responsible lending checks to prevent unsustainable borrowing.
No Credit Check Loans
Cash Today facilitates $500 no-credit-check loans for applicants with limited or poor credit history. These 'Second Chance Loans' help rebuild credit scores through timely repayments while maintaining strict affordability criteria. The service evaluates applicants based on 90-day bank statements and income verification rather than traditional credit checks, providing accessible options for financially challenged individuals seeking responsible lending solutions.
Emergency Loans
For urgent financial requirements, Cash Today offers emergency loans up to $5,000 with potential same-day funding. These loans combine fast processing (60-second decisions) with responsible lending practices, ensuring borrowers only receive offers they can afford. The service specializes in connecting applicants with lenders who prioritize quick approvals while maintaining compliance with Australian credit regulations and consumer protection standards.
Loan Refinancing
Cash Today provides refinancing options for existing personal loans, helping borrowers secure better interest rates or repayment terms. The service connects applicants with lenders offering competitive rates (7.24%19.99% p.a.) for loan amounts between $5,001 and $80,000. By analyzing financial profiles and credit history, the platform identifies refinancing opportunities that reduce monthly payments or overall borrowing costs while maintaining responsible lending principles.
Questions
Can I get a loan today?
If approved, funds may transfer to your account within 60 minutes via instant bank transfer after approval and financial assessment.
What if I have bad credit?
We can match you with lenders offering no credit check loans or Centreline income options, including $500 second chance loans to rebuild credit.
Does checking eligibility affect my credit score?
No. Eligibility checks are obligation-free and won't appear on your credit file until you choose to proceed with a lender.
Are there hidden fees?
No. All fees appear upfront in your loan contract before acceptance, including repayment calculators for transparent cost estimation.
How do repayments work?
Repayment schedules match your income cycle, with options for one-off payments or flexible plans depending on loan type and lender terms.
What loan amounts are available?
We offer $400–$80,000 loans, including $500 no-credit-check options, $2,000 payday advances, and $80,000 personal loans based on eligibility.
