Business Details
28 Years
experience
Your Trusted Mortgage Broker in Nerang, QLD
Loans For Homes is a Gold Coast-based mortgage broking company established in 1998 to assist everyday Australians in securing tailored mortgage finance solutions. Our expertise spans residential, commercial, and business loans, including equipment finance, vehicle financing, and invoice finance. With over 25 years of combined experience, our team prioritizes client needs by leveraging relationships with multiple lenders to negotiate competitive rates.We streamline the loan process from application to settlement, offering personalized service backed by our affiliation with the Australian Finance Group. Our commitment to transparency, professionalism, and client-centric outcomes has solidified our reputation as trusted financial advisers in the region.
Services
Home Loans
Business Loans
Equipment Finance
Vehicle Finance
Refinancing
First Home Buyers
Investment Property Loans
Term Loans
Invoice Finance
Mortgage Brokers
Details
- Year established: 1998
Highlights and features
- We work for you, not the banks
- We handle the entire application process
- We have relationships with multiple lenders
- We offer a range of loan types
- We provide personalized service
Services
Home Loans
We specialize in residential mortgage solutions tailored to first-time buyers, investors, and refinancers. Our services include competitive rate comparisons, application assistance, and settlement management. Clients benefit from our lender network and personalized approach to meet individual financial goals.
Business Loans
Our business loans cater to small and medium enterprises seeking growth capital, equipment financing, or cash flow solutions. We offer term loans, invoice finance, and asset-backed options. Expert guidance ensures alignment with short- and long-term business objectives.
Equipment Finance
We provide financing for business-critical equipment, machinery, and vehicles. Options include hire purchase, leasing, and rental agreements. This service preserves working capital while enabling businesses to acquire assets with fixed repayment terms.
Invoice Finance
This service unlocks cash tied up in outstanding invoices, improving cash flow without waiting for client payments. Lenders advance a percentage of invoice values, with the balance paid upon collection, minus a small fee.
Term Loans
Term loans support business acquisitions, property purchases, or expansion projects. Structured repayments over agreed periods provide predictability, with financing available for commercial real estate or operational growth.
People
Robert Harrap
Principal Broker / Director
With over 35 years in finance, Rob founded Loans for Homes in 1998 after starting his career at a Victorian credit union. He specializes in mortgage broking and strategic financial solutions for Australian families and businesses.
Shardi O'Malley
PA / Mortgage Consultant
Shardi has been with Loans for Homes since 2007, qualifying as a broker in 2009. Her 20+ years in finance include roles in conveyancing and mortgage processing, ensuring clients receive expert, personalized service.
Questions
What loan types do you offer?
We provide home loans, business loans, equipment finance, invoice finance, and term loans tailored to individual and business needs.
How do you help clients secure better loan terms?
We leverage relationships with multiple lenders to negotiate competitive rates and terms aligned with your financial goals.
Can you assist with first-home buyer loans?
Yes, we specialize in guiding first-time buyers through the process, including eligibility, borrowing power, and settlement.
What areas do you service?
Primarily the Gold Coast and surrounding Queensland regions, with nationwide lending capabilities.
Are your services free for clients?
Our broker services are typically free as we receive commissions from lenders upon successful loan settlement.
Videos
