Business Details
Your Trusted Insurance Broker in Melbourne
At Risk Partners, we redefine insurance broking through a client-centric approach that prioritizes understanding your business's unique risks and operational landscape. Established by four industry veterans, our firm specializes in professional and financial risk management, offering tailored solutions for Professional Indemnity, Directors and Officers, and related insurance covers. Unlike traditional brokers, we focus on long-term partnerships, conducting thorough analyses of your business to design cost-effective risk management programs. Our access to global markets like Lloyd's of London ensures comprehensive coverage options, while our underwriting expertise enables us to negotiate competitive terms.We maintain proactive involvement post-placement, providing ongoing support for evolving risks such as regulatory changes and acquisitions. Our team's deep claims management experience ensures insurers fulfill coverage obligations, setting us apart in a market often focused solely on price. With a commitment to transparency and client education, we aim to be trusted advisors, not just transactional brokers.
Services
Professional Indemnity Insurance
Directors and Officers Insurance
Risk Management Consulting
Insurance Program Audits
Claims Management Support
Highlights and features
- We take a holistic view of business exposures beyond standard insurance products
- Our team includes former underwriters with deep claims management expertise
- We maintain exclusive relationships with insurers specializing in professional risks
- Our proactive approach addresses evolving risks like regulatory changes and acquisitions
- We provide transparent policy comparisons with clear coverage explanations
Associations and certifications
- Australian Financial Services License (AFSL)
Services
Professional Indemnity Insurance
We specialize in designing Professional Indemnity insurance programs that address modern business risks. Our approach combines detailed analysis of your operations with market expertise to secure coverage that protects against claims arising from professional negligence, errors, or omissions. Our team's underwriting background ensures policies align with your specific industry requirements while maintaining cost-effectiveness.
Directors and Officers Insurance
Our Directors and Officers insurance solutions protect corporate leadership against personal liability claims. We focus on creating policies that cover legal defense costs and settlements arising from decisions made in their official capacities. With access to international markets, we secure comprehensive coverage that addresses both regulatory environments and emerging corporate governance challenges faced by modern businesses.
Risk Management Consulting
We provide tailored risk management consulting that goes beyond insurance placement. Our experts analyze your business operations, regulatory environment, and contractual obligations to develop comprehensive risk mitigation strategies. This includes identifying coverage gaps in existing policies, recommending risk prevention measures, and creating contingency plans that align with your organization's long-term objectives and growth strategies.
Insurance Program Audits
Our audit service evaluates the effectiveness of existing insurance programs against current business risks. We examine policy terms against legislative requirements, industry standards, and organizational changes to identify coverage gaps. This includes assessing run-off requirements, retroactive coverages, and subsidiary protections to ensure your insurance program remains aligned with your evolving business needs and regulatory landscape.
Claims Management Support
We actively support clients through the claims process, leveraging our underwriting expertise to ensure proper coverage application. Our team works directly with insurers to expedite claims resolution while protecting client interests. This includes policy wordings interpretation, claims documentation preparation, and ongoing liaison with insurers to ensure claims are processed according to contractual obligations and industry best practices.
People
Hamish Robinson
Principal
Co-founder with extensive insurance industry experience, including underwriting and claims management expertise. Focuses on developing tailored risk solutions and maintaining insurer relationships.
Mark Parris
Principal
Insurance veteran specializing in market negotiations and policy analysis. Brings deep knowledge of international insurance markets and risk assessment methodologies to client engagements.
Andrea Helfrich
Principal
Risk management expert with focus on business analysis and insurance program design. Specializes in translating complex insurance requirements into practical risk mitigation strategies.
Maria Carroll
Principal
Commercial insurance specialist with expertise in regulatory compliance and claims process optimization. Focuses on ensuring insurance programs align with evolving business needs and legal requirements.
Questions
What makes Risk Partners different from other insurance brokers?
We focus on understanding your business rather than selling standard products. Our team includes former underwriters who analyze risks comprehensively and maintain active involvement in claims management.
What insurance products do you specialize in?
We specialize in Professional Indemnity, Directors and Officers insurance, and related financial risk covers, with expertise in creating tailored solutions for complex business needs.
How do you ensure competitive insurance terms?
Our underwriting expertise allows us to prepare detailed submissions that educate insurers about your business, enabling them to compete for your risk while maintaining coverage quality.
Do you work with international insurance markets?
Yes, we have established relationships with Lloyd's of London and other international insurers, providing access to specialized coverage options beyond local market capabilities.
How do you handle insurance claims?
We actively participate in the claims process, ensuring insurers meet their obligations. Our team's claims management experience helps expedite resolutions while protecting client interests.
