Business Details
40 Years
experience
Trusted Business Insurance Solutions in Australia
Midland Insurance Brokers has been a trusted advisor to Australian small and medium-sized businesses for nearly four decades. Founded in 1986, we are a family-owned and operated full-service brokerage committed to demystifying insurance complexities. Our approach prioritizes personal service, professional advice, and tailored solutions, ensuring clients receive honest, straightforward guidance. With offices in Melbourne, Sydney, and the Mornington Peninsula, we combine local market knowledge with national expertise.Our team of experienced brokers works directly with clients to identify risks, simplify policy terms, and manage claims efficiently. We maintain strong relationships with insurers and adhere to the highest compliance standards, ensuring our clients' needs are met with integrity. Our reputation for excellence is reflected in our 4.9-star Google rating and decades of client loyalty.
Services
Business Interruption Insurance
Contract Works Insurance
Commercial Cyber Insurance
Management Liability Insurance
Professional Indemnity Insurance
Strata Insurance
Tax Audit Insurance
Corporate Travel Insurance
Details
- Year established: 1986
Highlights and features
- We offer 38 years of specialized insurance expertise for Australian SMEs
- Our brokers provide face-to-face service with local market knowledge
- We deliver tailored insurance solutions without industry jargon
- Our team manages claims proactively on your behalf
- We maintain compliance with Australian Financial Services License (AFSL) standards
Associations and certifications
- National Insurance Brokers Association (NIBA)
- Steadfast Group
What people say
Fast response times
Cost-effective policies
Professional service
Seamless claims process
Industry expertise
Services
Business Interruption Insurance
Business Interruption Insurance safeguards cash flow during unexpected operational disruptions. This coverage protects against income loss from events like fires, floods, or cyber incidents. It covers ongoing expenses, employee wages, and temporary location costs while your business recovers. Our policies help maintain financial stability and ensure business continuity during critical periods.
Contract Works Insurance
Contract Works Insurance protects construction projects from material damage and liability risks. This policy covers losses from fire, theft, or weather damage to materials and equipment. It includes public liability protection and covers project delays caused by insured events. Tailored for residential and commercial building projects of all sizes.
Commercial Cyber Insurance
Commercial Cyber Insurance defends against financial losses from data breaches and cyber attacks. Coverage includes data recovery costs, legal fees, and business interruption losses. Our policies protect sensitive customer information and help maintain business operations during cyber incidents. Essential for businesses handling digital data across all industries.
Professional Indemnity Insurance
Professional Indemnity Insurance protects against claims of negligence in professional services. This coverage handles legal costs and compensation for errors or omissions in advice. Crucial for consultants, accountants, and other service providers. Helps maintain professional reputation and financial stability during client disputes.
Management Liability Insurance
Management Liability Insurance covers legal costs from management decisions. Protects directors' personal assets against claims related to employment practices or financial mismanagement. Includes coverage for legal defense costs and employment-related liabilities. Essential for corporate leadership risk management.
People
Damien Lane
Director
Damien Lane has over two decades of insurance experience specializing in brewery and distillery risks. He focuses on building long-term client relationships and providing practical insurance solutions for Australian businesses since joining Midland in 2001.
Justin Lane
Director
Justin Lane brings 20+ years of experience helping Australian SMEs with tailored insurance solutions. As a director since 2003, he emphasizes reliable service and practical risk management approaches for diverse business operations.
Joshua Kerr
National Sales Manager
Joshua Kerr leads Midland's national sales team with expertise in winery and brewery insurance. He focuses on making insurance clear and relevant while maintaining strong industry relationships across Australia's beverage sector.
Questions
What is Business Interruption Insurance?
Business Interruption Insurance protects your cash flow during unexpected operational disruptions like fires or natural disasters. It covers lost income, ongoing expenses, and recovery costs to maintain business continuity.
Why use an insurance broker instead of buying direct?
Brokers provide personalized advice, compare multiple insurers, and negotiate better terms. Midland's brokers offer industry-specific expertise and handle claims on your behalf for comprehensive protection.
What does Contract Works Insurance cover?
Contract Works Insurance covers construction projects for material damage, public liability, and project delays. Protects building materials, equipment, and third-party claims during residential or commercial construction.
How does Commercial Cyber Insurance help businesses?
Commercial Cyber Insurance protects against financial losses from data breaches and cyber attacks. Covers data recovery costs, legal fees, business interruption losses, and regulatory penalties for digital risk management.
What payment options are available?
We accept online payments via credit/debit card, BPAY, and premium funding instalments. Business credit card payments are available through our secure payment portal with applicable surcharge details provided.
