Business Details
15 Years
experience
Your Trusted Mortgage Broker in Melbourne
At Loan Studio, we are a passionate team of Australian brokers with a powerhouse of knowledge and experience in the finance world. Founded in 2011, our journey began with a commitment to providing tailored lending solutions and long-term client relationships. In 2025, we merged with GA Finance Solutions to combine our award-winning legacy in construction and relationship-based lending with their reputation for clarity and client care. Our approach is built on trust, expertise, and a client-first philosophy, ensuring your loan works harder for you. We specialize in first home buyers, next home buyers, refinancing, investment loans, and construction lending, offering access to a broad panel of lenders and exclusive products.Our team of certified experts provides proactive support beyond settlement, ensuring your loan remains competitive as markets shift. With a focus on transparency, we operate with no hidden fees and prioritize clear communication, making the home loan process stress-free and efficient. Our values of being approachable, communicative, passionate, trustworthy, and supportive guide every interaction, helping clients make informed decisions about their financial future.
Services
Home Loans
Refinancing
Investment Loans
Construction Loans
Asset Finance
First Home Buyers
Next Home Buyers
Details
- Year established: 2011
Highlights and features
- We offer access to a broad panel of lenders and exclusive products.
- Our team provides proactive loan reviews as markets shift.
- We specialize in structuring finance for self-employed clients.
- We compare loan features like offset accounts and fixed rates.
- We secure pre-approvals without running credit checks.
Associations and certifications
- Australian Credit Licence 389460
What people say
Absolute professionals
Stress-free process
Proactive support
Competitive rates
Clear communication
Services
Home Loans
Loan Studio offers comprehensive home loan solutions tailored to first-time buyers, upgraders, and investors. We compare multiple lenders to secure competitive rates and flexible terms. Our experts guide you through pre-approval, application, and settlement, ensuring a seamless process.
Refinancing
Our refinancing service helps homeowners reduce repayments or unlock equity. We analyze your current loan, compare market options, and negotiate better terms. We handle all paperwork, ensuring minimal disruption while maximizing savings.
Investment Loans
Loan Studio specializes in investment loans for portfolios of all sizes. We structure finance solutions to maximize returns, offering access to lenders with competitive rates for residential and commercial properties.
Construction Loans
We provide construction loans for new builds or renovations. Our team assists with pre-approval, coordinates with builders, and ensures timely funding. We help navigate government rebates and manage documentation for smooth project completion.
Asset Finance
Loan Studio offers asset finance for cars, business equipment, or recreational vehicles. We secure low-rate loans with flexible terms, ensuring you get the best deal without compromising on features like redraw facilities.
People
Grant Arbuckle
Managing Director
Grant Arbuckle leads Loan Studio with over 15 years of mortgage broking experience. He founded GA Finance Solutions in 2019, focusing on client-centric lending. Grant prioritizes clear communication and innovative solutions to empower clients' financial goals.
Colin Sheppard
Director
Colin Sheppard co-founded Loan Studio in 2011, earning accolades for excellence in construction lending. With expertise in relationship-based finance, he ensures clients receive tailored solutions. Colin's leadership drives the company's commitment to exceptional service.
Sonia Sheppard
General Manager
Sonia Sheppard co-founded Loan Studio, bringing a focus on client care and long-term relationships. Her strategic vision has expanded the company's reach, ensuring personalized support for diverse financial needs.
Questions
Why use a mortgage broker instead of a bank?
Brokers compare loans from multiple lenders, negotiate better terms, and save you time. Banks only offer their own products.
How much can I borrow?
Borrowing capacity depends on income, debts, expenses, and deposit. We analyze your finances to determine affordable limits.
What's the difference between fixed and variable rates?
Fixed rates lock in repayments for a set period. Variable rates fluctuate with the market, offering flexibility.
Do I pay for your services?
No. We earn commissions from lenders once your loan settles, at no cost to you.
Can I refinance to get a better rate?
Yes. We compare your current loan against the market and handle the refinancing process if beneficial.
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