Business Details
11 Years
experience
Trusted Mortgage Brokers in Australia
At Connolly Finance, we specialise in providing tailored mortgage and financial loan solutions for individuals, small businesses, and corporations. Established in 2015 as an expansion of Connolly Wealth Management Pty Ltd, our team brings over 23 years of combined experience in financial services to help clients navigate complex debt structures. Our director, Chris Connolly, leverages his extensive background in financial planning to create wealth-building strategies aligned with client goals.We maintain professional memberships with the Association of Financial Advisers (AFA) and the Finance Brokers Association of Australia (FBAA), ensuring adherence to industry standards. Our process prioritises comprehensive financial reviews, transparent communication, and strategic loan structuring to deliver reliable, client-focused outcomes.
Services
Basic Variable Rate Home Loan
Fixed Rate Home Loan
Bridging Loan
Construction Loan
Offset Loan
Introductory Rate Loan
Line of Credit
Split Loan
Standard Variable Rate Loan
Details
- Year established: 2015
Highlights and features
- We offer over 23 years of experience in financial services and mortgage broking.
- Our team provides tailored loan solutions for individuals and businesses.
- We maintain memberships with leading industry associations for professional standards.
- Our process includes comprehensive financial reviews and transparent communication.
- We specialise in debt restructuring strategies for wealth-building outcomes.
Associations and certifications
- Association of Financial Advisers
- Finance Brokers Association of Australia
Services
Basic Variable Rate Home Loan
Basic variable rate home loans offer lower interest rates with fewer features, ideal for borrowers seeking simplicity. These loans allow extra repayments and redraw facilities, though they typically lack offset accounts. Interest rates and repayments fluctuate with market conditions, providing flexibility for budget-conscious homeowners.
Fixed Rate Home Loan
Fixed rate home loans lock in interest rates for 15 years, ensuring predictable monthly repayments. This option suits borrowers prioritising stability, though it limits benefits if rates drop. Early repayments may incur fees, and flexibility is reduced compared to variable loans.
Bridging Loan
Bridging loans provide short-term funds to secure a new property before selling an existing one. They allow interest-only repayments and lump sum payments, but risks include higher interest costs if the sale delays. Ideal for confident property investors needing temporary financing.
Construction Loan
Construction loans disburse funds progressively during property development, with interest-only payments until completion. Requires fixed-price contracts and approved plans. Rates are competitive but may include drawdown fees, suiting those building or renovating.
Offset Loan
Offset loans link a transaction account to a mortgage, reducing interest by the offset balance. They function like all-in-one accounts, enabling interest savings and flexible fund access. May carry higher fees but are effective for accelerating loan repayments.
People
Chris Connolly
Director
Chris Connolly has 23 years of experience in financial services, specialising in mortgage broking and debt structuring. He founded Connolly Wealth Management 15 years ago and expanded into mortgage solutions to address client needs.
Questions
What loan options are available for first-time home buyers?
We offer basic variable and fixed-rate home loans tailored for first-time buyers, including guidance on deposits and budgeting strategies.
How does a bridging loan work?
A bridging loan provides temporary funds to purchase a new property before selling your existing one, with repayments linked to the sale proceeds.
Can self-employed individuals qualify for loans?
Yes, we assess self-employed applicants based on proven trading history, equity, and financial stability, ensuring fair access to financing.
What is the loan application process?
Our process includes an initial consultation, financial review, strategy development, and formal application lodgement, typically taking 4–8 weeks.
Do you offer construction loans?
Yes, we provide construction loans with interest-only payments during building, requiring fixed-price contracts and council-approved plans.
Are there fees for extra repayments?
Extra repayments are allowed on most loans, though fixed-rate options may incur fees or restrictions.
