Business Details
42 Years
experience
Trusted Pawnbrokers & Personal Loan Services in Australia
Since 1984, Cash Converters has been dedicated to making life possible for our customers by providing accessible financial solutions and quality second-hand goods. Founded in Western Australia as a family pawnbroking business, we have grown into one of Australias largest second-hand retailers and a trusted provider of personal finance services. With over 150 stores nationwide and 659 globally, our team of 1,200 staff members prioritizes responsible lending, exceptional service, and customer-centric solutions. We operate under the National Consumer Credit Protection Act and are members of the National Credit Providers Association and the Franchise Council of Australia.Our expertise spans pawnbroking, personal loans, and second-hand retail, offering flexible options tailored to diverse financial needs. We emphasize transparency, affordability, and ethical practices, ensuring customers receive fair assessments and support. Our 35+ years of experience, combined with a commitment to innovation, position us as a leader in bridging financial gaps and delivering value through trusted services.
Services
Personal Loans
Pawnbroking
Line of Credit
Sell Items
Second-Hand Retail
Details
- Year established: 1984
Highlights and features
- We offer responsible lending practices under the National Consumer Credit Protection Act.
- Flexible loan options with repayments tailored to your financial situation.
- Quick approval process for personal loans and pawnbroking services.
- Nationwide presence with 150+ stores and 35+ years of industry experience.
- Transparent fee disclosures and no hidden charges on loans.
Associations and certifications
- National Credit Providers Association (NCPA)
- Franchise Council of Australia
What people say
Quick approval
Friendly team
Fair prices
Convenient locations
Transparent fees
Services
Personal Loans
Cash Converters offers personal loans ranging from $50 to $5,000, designed for urgent financial needs. These loans cater to individuals with varying credit histories, providing manageable repayments over fixed terms. Customers can apply online or in-store, with funds transferred within minutes upon approval.
Pawnbroking
Pawnbroking services allow customers to secure short-term loans by pledging valuable items as collateral. The process involves assessing the item's value, securing the loan, and redeeming the item upon repayment. This service is ideal for those needing immediate cash without selling possessions.
Line of Credit
The Line of Credit product provides existing customers access to up to $5,000, with interest charged only on the amount used. Redraws are available anytime, and repayments can be weekly, fortnightly, or monthly. This service suits ongoing financial flexibility needs.
Sell Items
Cash Converters buys second-hand items like electronics, jewellery, and tools for instant cash. Customers receive quotes online or in-store, with payments made on the spot once items are verified. This service helps declutter homes while generating quick income.
Second-Hand Retail
The company sells a wide range of quality-checked second-hand goods, including electronics, furniture, and luxury items. Most items come with a 90-day warranty, ensuring customer confidence in affordable, reliable purchases.
People
Sam Budiselik
CEO & Managing Director
Sam Budiselik leads Cash Converters as CEO, leveraging extensive experience in financial services to drive strategic growth and operational excellence across Australia and international markets.
Questions
Can I apply for a loan online?
Yes, apply for personal loans or a line of credit online in 10 minutes.
What items can I pawn?
Pawn electronics, jewellery, tools, and vehicles; terms vary by state.
Are loans available for Centrelink recipients?
Yes, if your income meets affordability criteria.
How do repayments work?
Repay weekly, fortnightly, or monthly via direct debit or in-store.
What happens if I miss a repayment?
Contact us immediately to discuss options and avoid default fees.
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