Business Details
34 Years
experience
Trusted Mortgage & Loan Services in NSW
Finance Select has been serving clients since 1992, delivering tailored mortgage and equipment finance solutions across Australia. With over 25 years of industry experience, we prioritize personalized service, helping clients achieve their financial goals without compromising their well-being. Our approach focuses on understanding individual needs rather than offering generic products. We operate with transparency, maintaining strict compliance with regulatory standards and holding Australian Credit Licence 394410. Our team leverages a vast lender panel to provide diverse loan options, ensuring clients access competitive rates and features suited to their unique circumstances.Unlike traditional brokers, we do not sell loans but act as advocates for borrowers, eliminating stress through expert guidance. Our commitment to compliance and professional standards ensures reliability, while our long-standing reputation reflects our dedication to client satisfaction. We specialize in home loans, commercial finance, equipment financing, and vehicle finance, catering to personal, professional, and business needs. Our innovative systems and personalized approach ensure clients receive efficient, informed support throughout their financial journey.
Services
Home Loans
Commercial Loans
Equipment Finance
Vehicle Finance
Mortgage Broking
Details
- Year established: 1992
Highlights and features
- We prioritize client needs over lender interests, offering unbiased loan advice.
- Our team holds advanced qualifications, including Mortgage & Finance Association certifications.
- We provide access to over 40 lenders for comprehensive loan comparison.
- We maintain strict compliance with Australian Credit Licence regulations.
- Our service includes personalized financial mentoring programs for borrowers.
Associations and certifications
- Australian Securities and Investments Commission (ASIC)
What people say
Best in the business
Great service
Integral part of growth
Hassle-free process
Trusted advisor
Services
Home Loans
We arrange comprehensive home loan solutions tailored to individual circumstances. Our services include basic variable rates, fixed-rate options, and full-feature packages with offset accounts. We specialize in SMSF loans and non-conforming financing, ensuring suitability for investment or owner-occupied properties. Our expert brokers help clients navigate over 40 lender options to secure optimal terms.
Commercial Loans
Our commercial finance solutions cater to property acquisitions, business expansions, and working capital needs. We facilitate loans secured against real estate or business assets like rent rolls and inventory. Services include franchise financing, debtor finance, and development funding. Our team structures deals to align with cash flow requirements while maintaining compliance with lending criteria.
Equipment Finance
We provide tailored equipment financing for vehicles, IT infrastructure, and industrial machinery. Options include chattel mortgages, hire purchases, and lease financing. Our brokers help clients select tax-efficient structures while ensuring loan terms match asset depreciation. We accommodate both new acquisitions and refinancing of existing equipment purchases.
Vehicle Finance
Our vehicle finance solutions cover business and personal use vehicles. We offer 100% financing options with flexible residual structures, including luxury car financing within ATO guidelines. Services extend to fleet management solutions and private sale vehicle financing. Our brokers ensure compliance with lender-specific valuation and security requirements.
Mortgage Broking
As licensed mortgage brokers, we act exclusively for borrowers rather than lenders. Our services include loan comparison across 40+ lenders, application assistance, and ongoing portfolio management. We specialize in complex cases requiring low-doc solutions or debt consolidation strategies while maintaining strict compliance with Australian Credit Licence regulations.
People
Steve McClure
Managing Director
Steve McClure is a certified mortgage broker with the MFAA, holding a Diploma of Finance and Certificate IV in Mortgage Broking. As Managing Director of Finance Select since 1992, he has mentored industry newcomers and maintained compliance with regulatory standards.
Questions
What loan types do you offer?
We offer home loans, commercial loans, equipment finance, vehicle finance, and specialized mortgage solutions through a panel of 40+ lenders.
Are you regulated by Australian authorities?
Yes, we hold Australian Credit Licence 394410 and comply with ASIC regulations and the National Consumer Credit Protection Act.
How do you differ from online comparison sites?
Unlike comparison sites, we provide personalized advice without selling client data, focusing on long-term financial solutions rather than commission-driven sales.
Can you help with bad credit loans?
We assess each application individually and may help clients with non-conforming credit histories access suitable financing options through specialized lenders.
Do you charge fees for your services?
Our brokerage services are typically free to clients, as we receive commissions from lenders upon successful loan settlements.
How quickly can loans be processed?
Processing times vary by lender and loan type, but we use efficient systems to expedite applications while maintaining compliance standards.
