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Trusted Financial Services for Faith & Commercial Sectors
ACS Financial has been a trusted financial services provider for churches, ministries, Christian schools, SMEs, NFPs, and individuals for nearly 30 years. We specialize in tailored insurance, commercial lending, and investment solutions, combining deep industry expertise with Christian values. Our profit-for-purpose model reinvests earnings to support the Australian Christian Churches' mission, ensuring our clients receive market-leading products at competitive prices. With a dedicated team of specialists, we offer personalized service, 24/7 claims support, and exclusive risk management resources, including online tools and educational seminars.Our commitment to ethical practices, transparency, and client-centric solutions has earned the trust of over 3,000 Australian churches and organizations. We pride ourselves on understanding the unique challenges faced by faith-based and commercial sectors, delivering comprehensive protection and financial strategies that empower communities and businesses to thrive.
Services
Church Insurance
School Insurance
Commercial Property Insurance
Professional Indemnity Insurance
Public Liability Insurance
Business Insurance
Travel Insurance
Commercial Lending
Investment Solutions
Advisory Services
Highlights and features
- 30 years of experience serving Christian and commercial sectors
- Tailored insurance and financial solutions for unique needs
- Profit-for-purpose model reinvesting in community missions
- Expert team with specialized knowledge in faith-based risks
- Exclusive risk management resources and educational seminars
What people say
Prompt support
Tailored solutions
Christian values
Expert team
Reliable service
Services
Church Insurance
Comprehensive insurance packages designed specifically for churches, covering property damage, public liability, and event risks. Our policies include discretionary claims handling aligned with Christian values, ensuring support during crises. Services extend to bus insurance, cyber protection, and business interruption coverage, tailored to safeguard congregations and infrastructure.
Commercial Lending
Specialized financing solutions for churches, schools, and SMEs, including property purchases, construction, and refinancing. We offer competitive rates and flexible terms, leveraging our ACCumulator fund to support mission-driven projects. Our team guides clients through loan applications to maximize approval chances and optimize financial outcomes.
Investment Solutions
High-return investment options with no entry or transaction fees, focusing on ethical and faith-aligned portfolios. Our ACCumulator fund provides attractive tiered interest rates and flexible terms, enabling clients to grow assets while supporting community initiatives through reinvested profits.
Risk Management
Exclusive access to online risk management portals, seminars, and resources tailored for churches and schools. Services include hazard assessments, fraud prevention tools, and crisis response planning, designed to minimize liabilities and enhance organizational resilience through proactive strategies.
School Insurance
Customized insurance for Christian schools covering buildings, public liability, cyber risks, and staff accidents. Policies include professional indemnity for teaching activities, business interruption protection, and tailored coverage for school events, ensuring comprehensive safeguards for students, staff, and infrastructure.
People
Dr Stephen Crouch
Chairman
With over 25 years in financial services, Dr Stephen Crouch leads ACS Financial's board, leveraging extensive directorship experience to guide strategic growth and uphold faith-aligned values.
Jon Holloway
Chief Executive Officer
Jon Holloway brings 25+ years of leadership in corporate and profit-for-purpose sectors, driving ACS Financial's mission to deliver tailored financial solutions aligned with Christian principles.
Michael Hedger
National Manager Commercial Lending
Michael Hedger offers 47 years of finance expertise, specializing in commercial lending solutions that empower churches, schools, and businesses to achieve their vision through strategic funding.
Rosie Kinday
National Insurance Manager
Rosie Kinday combines insurance expertise with theological studies, leading ACS Financial's insurance division to provide comprehensive, faith-sensitive coverage solutions for diverse client needs.
Trevor Pearsons
Senior Advisor Insurance
Trevor Pearsons brings national and international insurance experience, offering strategic risk management advice to help clients navigate complex coverage requirements with confidence.
Questions
What insurance options are available for small churches?
ACS Financial offers scalable church insurance packages covering property, liability, events, and cyber risks, tailored to the size and needs of small congregations.
Do you provide financing for Christian schools?
Yes, we offer specialized loans for school infrastructure, renovations, and operational needs, with flexible terms aligned with educational missions.
Are investment returns ethical?
Our investments follow ethical guidelines, avoiding industries conflicting with Christian values while delivering competitive returns for clients.
How quickly can claims be processed?
Claims are prioritized with emergency assessments often within 24-48 hours, leveraging our discretionary mutual fund for swift, compassionate resolutions.
What risk management resources are included?
Clients access online tools, seminars, and expert consultations covering fraud prevention, hazard management, and crisis response tailored to faith organizations.
Can businesses outside the Christian sector use your services?
While our values are Christian-aligned, we provide commercial services to all sectors, ensuring professionalism and ethical practices for every client.
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