Business Details
16 Years
experience
Trusted Car and Business Finance Solutions in Australia
One 80 Finance is a leading Australian finance brokerage with a 15-year track record of delivering tailored financial solutions. We specialize in connecting individuals and businesses with competitive car finance, equipment loans, and commercial financing options. Our streamlined application process, supported by strong lender relationships, ensures quick approvals and settlements while prioritizing client needs. With over 5,000 satisfied customers and a focus on transparency, we provide expert guidance through personalized service.Our team leverages industry expertise to offer flexible financing structures, including Chattel Mortgages, Hire Purchases, and Novated Leases. We pride ourselves on simplifying complex financial products and delivering value-driven outcomes. Backed by 95% discounted rates and a 90% major bank approval rate, we serve clients Australia-wide. Our commitment to innovation and customer satisfaction has earned us recognition as a trusted finance partner for both personal and business needs.
Services
Car Finance
Equipment Finance
Bad Credit Loans
Commercial Hire Purchase
Chattel Mortgage
Novated Lease
Low Doc Finance
Business Car Loans
Finance Leases
New Car Buying Service
Details
- Year established: 2010
Highlights and features
- We offer competitive rates through partnerships with major lenders
- Our streamlined application process saves client time
- 15-year history ensures priority lender relationships
- We provide quick approvals and settlements
- We offer tailored financing structures for diverse needs
What people say
Fantastic service
Co-operative and professional
Go above and beyond
Priority lender relationships
Tax-efficient solutions
Services
Car Finance
We provide comprehensive car financing solutions for new and used vehicles, offering competitive rates starting from $10,000. Our options include bad credit and low-doc loans, with terms up to 7 years. Clients benefit from tax advantages and flexible repayment structures tailored to individual and business needs.
Equipment Finance
Our equipment financing solutions help businesses acquire essential machinery and tools with improved cash flow management. We offer competitive rates for both new and used equipment, with flexible terms and structures including finance leases and chattel mortgages. This service supports businesses in maintaining operational efficiency while preserving capital.
Commercial Hire Purchase
We facilitate commercial hire purchase agreements that allow businesses to acquire assets through fixed monthly payments. Clients gain immediate use of equipment while building ownership equity. Our structured solutions include tax benefits and flexible terms tailored to business cash flow requirements.
Chattel Mortgage
Our chattel mortgage solutions enable businesses to purchase assets with a secured loan against the equipment itself. Clients enjoy immediate asset ownership benefits from settlement, with structured repayments and potential tax deductions for interest and depreciation across various business sectors.
Novated Lease
We offer novated lease arrangements that combine vehicle financing with salary packaging benefits. This solution allows employees to acquire cars through pre-tax salary deductions while businesses benefit from reduced payroll obligations and structured fleet management options.
Questions
How long does the approval process take?
Most approvals occur within 2 hours, with settlements typically completed within 6 hours of approval.
Can you finance a car purchased privately?
Yes, we can arrange financing for both dealer and private vehicle purchases across Australia.
What loan terms are available?
We offer terms from 1 to 7 years, with extended options available for specific commercial vehicles like buses.
Do you assist businesses with short trading histories?
Yes, we can help businesses with as little as 12 months trading history through accountant-supported applications.
What tax benefits exist for business financing?
Depending on structure, clients may claim GST refunds, interest deductions, and asset depreciation benefits for financed purchases.
Can I refinance a recently purchased vehicle?
Yes, we can arrange financing for vehicles purchased within the last 3-6 months.
