Business Details
4 Years
experience
Your Trusted Mortgage Broker in Heidelberg, VIC
At LoanConsultants, we pride ourselves on delivering a client-centric approach to mortgage broking, combining over two decades of customer service expertise with a commitment to transparency. Our team specialises in demystifying loan options through plain English explanations, empowering clients to make informed financial decisions. With a focus on residential and investment home loans, we cater to first-time buyers, property investors, and self-employed individuals, offering tailored solutions that align with each client's unique circumstances. Our founder, Pietro Sciotto, brings hands-on experience as a property investor and holds qualifications including a Diploma in Finance (MBM) and memberships with the MFAA and AFCA.We prioritise ongoing support, ensuring clients remain informed throughout the application process while leveraging our industry relationships to secure competitive rates and flexible terms. Our dedication to excellence is reflected in client testimonials highlighting seamless service, proactive follow-ups, and significant long-term savings achieved through strategic refinancing opportunities.
Services
Home Loans
First Home Buyer
Investment Home Loans
Self-Employed Home Loans
Car Loans
Business Loans
Commercial Hire Purchase
Asset Lease
Equipment Finance
Refinancing
Details
- Year established: 2022
Highlights and features
- We provide transparent, jargon-free explanations of loan options.
- Our team holds industry-recognised qualifications and memberships.
- We offer 24/7 personalised support for urgent client needs.
- We secure competitive rates through relationships with multiple lenders.
- We prioritise long-term portfolio management for ongoing savings.
Associations and certifications
- Australian Credit Licence 389328
- Mortgage and Finance Association of Australia (MFAA)
- Australian Financial Complaints Authority (AFCA)
What people say
Fantastic in every way
Seamless Support
Great Follow Up
Above and beyond
Best in the business
Services
Home Loans
We specialise in residential home loans tailored to first-time buyers, property upgraders, and investors. Our service includes comparing lenders for competitive rates, guiding clients through application processes, and offering refinancing options to reduce long-term costs. Clients benefit from our expertise in securing loans that align with their financial goals and lifestyle needs.
Investment Home Loans
Our investment loan solutions help clients build wealth through property. We provide strategic advice on securing loans for rental properties, holiday homes, and land development. By analysing market trends and client portfolios, we identify lenders offering optimal terms to maximise returns while managing risks associated with investment properties.
Self-Employed Home Loans
We assist self-employed individuals in obtaining home loans through low-documentation options and alternative verification methods. Our team works with lenders who understand non-traditional income structures, ensuring clients access competitive rates despite challenges posed by conventional bank requirements for self-employed applicants.
Refinancing
Our refinancing service identifies opportunities to reduce interest rates, lower repayments, or access equity in existing properties. We analyse current loan terms, market conditions, and client financial situations to negotiate better deals, often resulting in significant savings over the loan's lifetime.
Business Loans
We offer business loan solutions including commercial hire purchase, asset leasing, and cash flow lending. Our service connects clients with lenders providing tailored financing for equipment purchases, operational expenses, and tax debt repayment, supporting business growth and financial stability.
People
Pietro Sciotto
Senior Mortgage Broker
Pietro holds a Diploma in Finance (MBM) and is a member of MFAA and AFCA. With personal experience as a property investor and 20+ years in customer service, he specialises in guiding clients through complex loan processes while maintaining transparent communication.
Questions
What types of home loans do you offer?
We offer first home buyer loans, investment property loans, self-employed home loans, and refinancing options tailored to individual financial circumstances.
How can you help self-employed individuals secure loans?
We use low-documentation options and work with lenders understanding non-traditional income structures to secure competitive rates for self-employed applicants.
Do you offer refinancing services?
Yes, we analyse existing loans to identify opportunities for lower rates, reduced repayments, or equity access through strategic refinancing solutions.
What areas do you service?
We primarily service Heidelberg, Melbourne, Northern Victoria, and regional Victoria with flexible appointment options.
Are you accredited mortgage brokers?
Yes, we operate under Australian Credit Licence 389328 with memberships in MFAA and AFCA for professional standards and dispute resolution.
How do you compare loan options?
We assess multiple lenders to compare rates, fees, and terms, ensuring clients receive competitive offers aligned with their financial goals.
