Business Details
50 Years
experience
Your Trusted Insurance Partner in Brisbane
Established in 1976, Link Insurance has built a legacy of providing tailored insurance solutions to businesses and individuals. Our team, led by Managing Director Tom Cullinan Jr., combines decades of industry experience with a client-first approach to demystify insurance complexities. We specialize in commercial, corporate, and retail insurance, prioritizing personalized service while leveraging the expertise of the Steadfast network.Our commitment to transparency ensures clients receive coverage that aligns with their unique needs, not the interests of underwriters. With a focus on risk management and claims advocacy, we empower clients to protect their assets and navigate uncertainties with confidence. Our digital tools and 24-hour response system ensure accessibility without compromising the human touch that defines our service ethos.
Services
Business Insurance
Travel Insurance
Cyber Protection
Claims Management
Premium Funding
Contract Works Insurance
Marine Transit Insurance
Professional Indemnity
Strata Insurance
Management Liability
Details
- Year established: 1976
Highlights and features
- We offer 47 years of localized insurance expertise since 1976
- Our team includes Steadfast-certified specialists in commercial risk management
- We provide 24-hour claims response with dedicated managers
- We guarantee transparent policy comparisons without underwriter bias
- Our digital quoting system delivers instant coverage analysis
Associations and certifications
- Steadfast Network
What people say
24-hour response
Claims resolved efficiently
Expert risk advice
Local knowledge
Transparent pricing
Services
Business Insurance
Our business insurance packages protect against property damage, income loss, and liability claims. We tailor policies to cover premises, equipment, and operational risks specific to Queensland businesses. Clients benefit from claims advocacy and risk assessment tools to minimize disruptions from unexpected events.
Cyber Protection Insurance
This coverage addresses financial losses from data breaches and cyber attacks. We help businesses comply with mandatory breach notification laws while covering incident response costs. Policies include protection against business interruption and reputational damage from security incidents.
Claims Management
Our dedicated claims managers handle the entire claims process from submission to resolution. We negotiate with insurers to ensure fair outcomes and expedite payouts for business interruptions or physical damages. This service includes documentation support and dispute resolution expertise.
Contract Works Insurance
This coverage protects construction projects against damage, theft, and liability claims during development. We offer policies for builders of all sizes, covering both residential and commercial projects. The insurance helps maintain cash flow during delays caused by covered incidents.
Professional Indemnity
Designed for service providers facing negligence claims, this insurance covers legal defense costs and settlements. We offer policies for accountants, consultants, and other professionals required to maintain mandatory coverage under Australian financial services laws.
People
Tom Cullinan
Director
With over 40 years in insurance, Tom leads our strategic direction. He established Cullclear Pty Ltd in 1976 and transitioned it to Link Insurance. His expertise spans corporate risk management and commercial policy development.
Joanna Cullinan
Risk Adviser
Joanna specializes in financial services compliance as head of Cullclear Life Pty Ltd. She holds an Australian Financial Services License and advises on integrated insurance and investment solutions for business owners.
Brad Wright
Senior Account Manager
Brad manages complex commercial accounts with focus on construction and transport sectors. He has 15 years' experience structuring risk solutions for mid-sized enterprises across Queensland.
Peter Jarrett
Account Manager
Peter specializes in SME insurance packages, helping businesses protect assets and income streams. He has developed expertise in business interruption coverage following Queensland's 2022 flood events.
Manisha Sharma
Account Associate
Manisha supports policy administration and client onboarding. She completed her Diploma of Insurance Broking in 2021 and focuses on delivering efficient service to our growing client base.
Questions
What types of business insurance do you offer?
We provide business interruption, cyber protection, contract works, and management liability insurance. Our packages cover property damage, income loss, and legal liabilities for Queensland businesses.
How quickly can I get a claim processed?
Our dedicated claims managers aim to resolve 80% of straightforward claims within 5 business days. Complex cases receive regular progress updates and priority negotiation with insurers.
Do you offer cyber insurance for small businesses?
Yes, our cyber protection policies start from $1,200 annually. Coverage includes data breach response, business interruption compensation, and legal defense costs for SMEs.
Can I get insurance for a construction project?
We offer contract works insurance covering damage, theft, and liability for residential and commercial construction. Policies start at $450 for projects under $500,000 in Queensland.
How do I request a policy review?
Contact us via phone or complete our online form. Our brokers will schedule a free 30-minute consultation to assess your current coverage and recommend improvements within 24 hours.
