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16 Years
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Trusted Trade Insurance Solutions for Builders and Tradies
Trade Risk has been dedicated to providing specialized trade insurance solutions for over 15 years, serving thousands of builders, electricians, carpenters, plumbers, and other construction professionals across Australia. As a 100% Australian-owned and family-operated business, we combine deep industry expertise with personalized service to ensure our clients receive tailored insurance coverage that meets their unique needs. Our team of qualified brokers works exclusively with leading insurers to offer competitive policies, including public liability, tool insurance, personal accident, and comprehensive business packages.

Recognized as Australia's most awarded trade insurance specialist, we pride ourselves on exceptional customer service, transparency, and a commitment to acting solely in our clients' best interests. With offices in Brisbane and a national client base, we provide dedicated support from initial quote to complex claims resolution, ensuring peace of mind for businesses of all sizes.
Services
Public Liability Insurance Tool Insurance Personal Accident Insurance Contract Works Insurance Commercial Vehicle Insurance Professional Indemnity Business Pack Insurance Plant & Equipment Insurance Property & Contents Insurance Trade Credit Insurance
Details
  • Year established: 2010
Highlights and features
  • We offer award-winning trade insurance expertise since 2010
  • Our brokers provide personalized service with industry-specific knowledge
  • We act exclusively in clients' best interests without insurer agreements
  • We have 1,566+ verified 4.9-star reviews from satisfied clients
  • We compare multiple insurers to find optimal coverage and pricing
What people say
Exceptional service Industry experts Reliable support Award-winning Easy to deal with
Services
Public Liability Insurance
Protects trades businesses against property damage or personal injury claims. Essential for licensed trades and site access requirements. Covers legal costs and compensation payments up to selected limits. Most policies start at $5 million coverage with options for higher protection levels.
Tool Insurance
Replaces stolen or damaged tools and equipment critical to trade operations. Requires concurrent public liability policy. Covers portable power tools and offers optional storage condition flexibility. Average claim value exceeds $4,000 according to claims data.
Personal Accident Insurance
Provides income replacement for work inability due to injury or illness. Covers up to 85% of income with optional sickness coverage. Benefit periods range from 1-3 years with waiting periods starting at 7 days. Agreed value options simplify claims processing.
Contract Works Insurance
Protects construction projects against material damage during works. Available as annual or single-project policies. Often includes public liability component. Required for many builder contracts with coverage limits matching project values.
Commercial Vehicle Insurance
Specialized insurance for business vehicles including utes, vans, and trucks. Available for single vehicles or national fleets. Offers comprehensive protection beyond standard policies with customizable coverage options for commercial operations.
Questions
What types of insurance does Trade Risk offer?
We provide public liability, tool insurance, personal accident, contract works, commercial vehicle, professional indemnity, business packs, plant & equipment, property & contents, and trade credit insurance for trade and construction businesses.
Why choose Trade Risk for trade insurance?
We're Australia's most awarded trade insurance specialist with 15+ years' experience, 1,500+ 4.9-star reviews, and exclusive focus on acting in clients' best interests without insurer agreements.
How do I get a quote?
Request instant online quotes for most policies or call 1800 808 800 to speak with a dedicated broker for complex requirements or personalized advice.
What areas do you service?
We service trade businesses nationwide across all Australian states and territories from our Brisbane headquarters.
How are claims handled?
We actively advocate for clients during claims processes, submitting documentation to insurers and pushing for fair outcomes while maintaining legal obligation to act on clients' behalf.