Business Details
12 Years
experience
Trusted Financial Advisers in Australia
Centra Money is a client-centric financial advisory firm dedicated to delivering tailored finance solutions that align with individual client goals. With a focus on transparency and personalized service, we specialize in loan arranging, property investment strategies, and debt management, leveraging over a decade of industry experience. Our team prioritizes client interests by maintaining independence from lenders, ensuring unbiased advice and access to a diverse range of financial products.We distinguish ourselves through ongoing support, regular financial plan reviews, and a commitment to simplifying complex financial processes. Our advisers, with extensive expertise in mortgage broking and wealth creation, work collaboratively to design strategies that adapt to clients' evolving life circumstances. By fostering strong relationships with lenders and maintaining a client-first ethos, we aim to build long-term trust and deliver measurable financial outcomes.
Services
Home Loans
Investment Finance
Commercial Finance
Business Loans
Refinancing
Car & Asset Finance
Private Lending
Interest Rate Negotiation
Details
- Year established: 2014
Highlights and features
- We work for you, not the lender, ensuring your best interest is our priority.
- 20+ years of combined experience in financial planning and mortgage broking.
- Access to a diverse panel of lenders and financial products.
- Commitment to ongoing support and regular financial plan reviews.
- Proven success in securing competitive mortgage rates and tailored solutions.
What people say
Personalized service
Stress-free mortgage process
Expert guidance
Responsive communication
Long-term support
Services
Home Loans
Centra Money specializes in home loan solutions for first-time buyers and seasoned investors. We provide tailored advice to secure competitive rates, streamline applications, and ensure clients understand their financial commitments. Our process prioritizes client needs, offering ongoing support to adapt loan structures as life circumstances change.
Investment Finance
Our investment finance services focus on property-backed wealth strategies. We help clients structure loans for residential, commercial, and development projects, leveraging market expertise to optimize returns. Partnerships with property specialists ensure comprehensive advice for long-term investment success.
Refinancing
Centra Money assists clients in refinancing existing loans to reduce repayments or access equity. We negotiate competitive rates with lenders, ensuring transparent communication and tailored solutions that align with evolving financial goals.
Interest Rate Negotiation
We negotiate better mortgage rates with existing lenders without refinancing. By leveraging industry relationships, we secure reduced rates to lower repayments, charging fees only when savings are achieved for clients.
Business Loans
Our business loan services support entrepreneurs seeking growth capital or cashflow solutions. We structure financing strategies for startups, acquisitions, and operational expansion, connecting clients with lenders offering competitive terms for sustainable business development.
People
Zac Zacharia
Director - Investments & Finance Solutions
Zac founded Centra Money in 2014 with 20+ years of financial planning and mortgage broking experience. He specializes in tailored finance solutions, emphasizing education, transparency, and stress-free client experiences.
Questions
What does a mortgage broker do?
Mortgage brokers help you secure home loans by assessing your needs, comparing products from multiple lenders, and negotiating terms to find the best fit for your financial situation.
Do you charge fees for home loans?
We may charge fees for services, but these are disclosed upfront. Brokers typically earn commissions from lenders, which doesn't affect your loan rate or service quality.
How much can I borrow?
Borrowing capacity depends on income, expenses, and equity. We assess these factors to determine loan amounts aligned with your financial circumstances and goals.
Can we work together if I'm not local?
Yes, we offer remote consultations and can meet clients at convenient locations, including homes, workplaces, or virtual meetings.
Why use a mortgage broker instead of a bank?
Brokers provide access to multiple lenders and products, offering impartial advice to find optimal solutions, whereas banks only promote their own loan offerings.
