Business Details
Your Trusted Loan Partner in Adelaide
Lend2U Finance has been serving clients across Adelaide for 25 years, offering tailored home loan, car loan, and commercial loan solutions. Originally established as Michael Horne Finance, our rebranding reflects our commitment to evolving with client needs while maintaining the same trusted expertise. Our team prioritizes personalized service, meeting clients at convenient locations and times to discuss financial goals without pressure from traditional lenders. We leverage cutting-edge software to provide realistic loan comparisons and maintain ongoing support from application through settlement and beyond.Our fee-free advisory model ensures transparency, with brokers paid by lenders upon successful client approval. With directors boasting over 30 years of combined industry experience, we emphasize long-term client relationships through regular financial updates and dedicated consultant access. Our services extend to property investment financing, mortgage refinancing, and flexible payment plan structuring, all delivered with a focus on client education and informed decision-making.
Services
Home Loans
Car Loans
Commercial Loans
Personal Loans
Mortgage Brokers
Highlights and features
- We offer 25 years of local finance expertise
- Our service includes no client fees whatsoever
- Personalized consultations at your preferred location
- We utilize cutting-edge loan comparison software
- Dedicated consultant access throughout the process
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
What people say
Fantastic service
Efficient
Honest
Personalised service
Prompt support
Services
Home Loans
Our home loan specialists help clients secure financing for first homes, investment properties, and refinancing needs. With access to major Australian lenders, we provide personalized comparisons using advanced software to match clients with optimal interest rates and terms. Our consultants offer ongoing support from initial consultation through settlement and beyond, ensuring clients understand their borrowing capacity and repayment options while avoiding hidden fees.
Car Loans
We simplify car financing for all age groups, offering flexible payment plans and competitive rates from multiple lenders. Our consultants help clients avoid dealer pressure by finding customized solutions that suit individual budgets and needs. Services include online statement access, additional payment options, and comprehensive comparisons to ensure clients secure the best possible financing terms for new or used vehicle purchases.
Commercial Loans
Designed for growing Adelaide businesses, our commercial loan services support expansion projects, equipment purchases, and working capital needs. We leverage industry-specific knowledge and relationships with major lenders to find tailored financing solutions. Our consultants provide detailed analysis of loan terms, interest rates, and repayment structures while maintaining long-term advisory relationships to support ongoing business growth and financial strategy.
People
Michael Horne
Director
With over 30 years in finance, Michael leads Lend2U Finance's advisory services. His expertise in mortgage broking and client-focused approach ensures personalized loan solutions. He actively participates in client consultations and maintains industry connections to secure competitive lending options.
Nathan Horne
Manager
Nathan brings 5 years of finance experience and 17 years of customer service expertise to Lend2U Finance. Holding a Diploma in Financial Services, he specializes in home loan solutions while maintaining a client-centric approach that prioritizes clear communication and tailored financial advice.
Questions
What loan types do you offer?
We specialize in home loans, car loans, and commercial loans across Adelaide, with personalized financing solutions for first-time buyers, investors, and business owners.
Are there any fees for your services?
No, our loan advisory services are completely free as we receive payment from lenders upon successful client loan approvals.
How does your loan process work?
We begin with a free consultation to understand your financial situation, then use advanced software to compare loan options before guiding you through the entire application process.
Do you service regional areas?
Yes, we serve Adelaide metro areas including Athelstone, Glenelg, Magill, and surrounding suburbs with flexible appointment locations.
Can you help with loan refinancing?
Yes, we assist with mortgage refinancing to secure better rates and terms, including debt consolidation and equity release strategies.
What post-settlement support do you offer?
We provide ongoing financial updates, interest rate alerts, and continued advisory services to help clients manage their loans effectively long after settlement.
Videos
