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Business Details
14 Years
experience
Trusted Business Finance Solutions in Adelaide
ABR Finance is a private finance company established in 2012 to address the cash flow needs of small businesses. We specialize in providing flexible loan products, including invoice finance, debtor finance, and business lines of credit, tailored to businesses with temporary cash flow challenges. Our approach prioritizes speed and simplicity, offering approvals within 48 hours without requiring real estate security.

We cater to businesses across Australia, including those in property management, childcare, fitness, legal services, and construction, even if they have credit blemishes or ATO arrears. Our team of financial professionals leverages extensive experience to deliver solutions that support long-term business growth and stability.
Services
Invoice Finance Debtor Finance Business Loans Line of Credit Cash Flow Loans Short Term Loans Invoice Discounting EFTPOS Finance
Details
  • Year established: 2012
Highlights and features
  • Fast and simple loan approval within 48 hours
  • Borrow from $10,000 to $300,000+
  • No need to provide bricks and mortar security
  • Assist businesses with credit blemishes or ATO arrears
  • Support businesses outside traditional finance models
What people say
Fast approvals Flexible financing Tailored solutions No real estate security Assisted with credit blemishes
Services
Invoice Finance
Invoice Finance provides immediate cash by advancing up to 80% of invoice values. Businesses benefit from improved cash flow to meet obligations like payroll and supplier payments. This service suits businesses selling goods or services on credit terms.
Debtor Finance
Debtor Finance offers flexible funding based on outstanding invoices. It supports businesses with periodic cash flow gaps, enabling timely payments to suppliers and operational expenses without real estate security.
Business Loans
Business Loans provide short-term funding up to $300,000 for working capital needs. Designed for small businesses with temporary cash flow issues, these loans require no real estate security and offer quick approvals.
Line of Credit
A Line of Credit offers ongoing access to funds based on EFTPOS sales or invoices. Businesses can draw funds as needed, ideal for managing fluctuating cash flow and growth opportunities.
Invoice Discounting
Invoice Discounting advances funds against issued invoices, with repayments tied to customer payments. It ensures steady cash flow for businesses with long payment terms, such as construction or legal services.
Questions
What is invoice finance?
Invoice finance provides immediate cash by advancing up to 80% of invoice values, helping businesses manage cash flow gaps.
How quickly can I get approved for a loan?
Approvals typically occur within 24–48 hours, with funds available shortly after invoice verification.
Can I apply with a credit blemish?
Yes, we prioritize your business’s cash flow potential over credit history.
What areas do you serve?
We operate nationwide, including Sydney, Brisbane, Adelaide, and other Australian capital cities.
Are there early repayment penalties?
No, we charge no exit fees or penalties for early repayment.