Business Details
23 Years
experience
Trusted Mortgage & Private Lending Services in Australia
Arthurmac is a boutique team of private lending specialists dedicated to providing flexible financial solutions for investors and borrowers. Established in 2003, we have over 30 years of combined experience in the finance and mortgage sector, holding an Australian Credit Licence (No. 385074). As members of the MFAA and AFCA, we adhere to strict ethical and professional standards. Our expertise lies in non-conforming, low-documentation, and private mortgage solutions, catering to residential and commercial clients Australia-wide. We pride ourselves on fast approvals, personalized service, and a contributory mortgage fund that empowers investors to make informed decisions.Recognized as Australias Most Successful Specialist Broker three times, we combine industry-leading knowledge with a commitment to client satisfaction. Our streamlined processes ensure borrowers avoid traditional banking delays while receiving tailored financial products. With offices in Cheltenham (VIC) and Wagga Wagga (NSW), we serve clients nationally, focusing on transparency, reliability, and long-term relationships.
Services
Private Lending
Mortgage Investment Fund
Non-Conforming Loans
Low-Doc Mortgages
Commercial Loans
Development Loans
Residential Loans
Second Mortgages
Construction Loans
Solicitor Loans
Details
- Year established: 2003
Highlights and features
- Award-winning mortgage brokers with 3 wins as Australia's Most Successful Specialist Broker
- Over 30 years combined experience in finance and mortgage services
- Members of MFAA and AFCA, ensuring ethical standards
- Fast approvals within 24 hours for urgent funding needs
- Specialists in non-conforming and low-documentation loans
Associations and certifications
- Australian Securities and Investments Commission (ASIC)
- Mortgage & Finance Association of Australia (MFAA)
- Australian Financial Complaints Authority (AFCA)
What people say
Kept us informed
Knowledge with the finance industry
A breeze to deal with
Explained everything
12/10 recommend
Services
Private Lending
Our private lending solutions cater to borrowers who cannot secure traditional bank loans. Backed by property equity, these loans offer fast approvals (as quick as 24 hours) and flexible terms. Ideal for self-employed individuals, credit-impaired applicants, or those needing urgent funds for residential or commercial purposes.
Mortgage Investment Fund
Invest in registered mortgages with fixed monthly returns through our contributory fund. Investors select specific mortgages, benefiting from rigorous risk assessment and property-backed security. Suitable for those seeking stable, passive income streams with lower volatility than equity markets.
Non-Conforming Loans
Designed for borrowers with unique circumstances, including poor credit history or irregular income. These loans bypass traditional banking criteria, using asset valuation as primary security. Commonly used for debt consolidation, property purchases, or business financing across Australia.
Low-Doc Mortgages
Tailored for self-employed applicants who lack standard financial documentation. Approval based on alternative verification methods like accountant letters or BAS statements. Enables borrowing up to 80% of property value with streamlined application processes.
Commercial Loans
Flexible funding solutions for business expansion, equipment purchases, or working capital. Secured against commercial properties or assets, with rapid approvals and terms suited to both established enterprises and emerging ventures requiring non-traditional lending support.
People
Stuart Styles
Managing Director and Head of Credit
Stuart has 16+ years in financial services, specializing in non-conforming mortgages since 2003. He oversees credit assessment and has settled over 1,000 loans, combining deep real estate knowledge with risk management expertise.
David Barkla
Senior Credit Analyst
David brings 20+ years of business development experience, managing Arthurmacs Wagga Wagga operations. He excels in understanding regional and metropolitan lending needs, known for his personable approach and client-focused solutions.
Bonnie Dalziel
Head of Settlements and Fund Management
Bonnie leverages extensive financial services experience from leading mortgage aggregators. Her focus on client administration and efficient processes ensures smooth transactions from application to settlement for investors and borrowers alike.
Questions
What are private funding and solicitor loans?
Private funding involves loans from individual investors rather than banks, assessed primarily on asset value. Solicitor loans historically came via legal trust accounts but now originate through specialist brokers like Arthurmac.
Do I qualify for a private loan?
If you have equity in residential/commercial property or a legitimate business purpose, you likely qualify. No requirement for perfect credit history or standard documentation.
How do I apply for a loan?
Contact our team via phone, email, or online portal. We assess your situation, request necessary documents, and guide you through approval and settlement processes.
What identification is needed?
Basic ID like a driver’s licence, passport, or Medicare card. Minimal documentation compared to traditional lenders.
How quickly can I get funds?
Approvals often within 24 hours; funds available within 3 days of document signing in most cases.
Can I get a loan with bad credit?
Yes. We prioritize asset equity over credit scores, helping clients with past defaults or mortgage arrears secure financing.
