Business Details
Your Trusted Partner for Comprehensive Insurance Solutions
BJS Insurance Brokers has built a reputation for professionalism in the insurance broking industry, specialising in structuring comprehensive business insurance programs tailored to client needs. With access to both local and global insurance markets, including Lloyd's of London, we provide coverage for complex risks across liability, professional services, and commercial operations. Our subsidiary Vision Claims and Risk Management Services Pty Ltd ensures expert claims handling and risk reduction strategies. We maintain high professional standards through integrated systems, FSRA compliance, ongoing staff training, and regular audits to deliver reliable, client-focused solutions. 
Services
Workers Compensation
Trade Credit Insurance
Tax Audit Insurance
Recruitment Insurance
Aviation Insurance
Professional Indemnity
Cyber Crime Insurance
Construction Insurance
Commercial Strata Insurance
Farm Insurance
Highlights and features
- We offer access to global insurance markets including Lloyd's of London for complex risk coverage
- Our subsidiary Vision Claims provides dedicated claims management and risk reduction expertise
- We maintain FSRA compliance and conduct regular in-house audits for service excellence
- Our team holds formal qualifications and participates in ongoing professional development
- We provide tailored insurance programs specifically structured to individual business requirements
Associations and certifications
- National Insurance Brokers Association (NIBA)
What people say
Professionalism
Human touch
Invaluable guidance
Exceptional service
Diligent support
Services
Workers Compensation
Our Aegis Risk Management division specialises in workers compensation insurance, helping businesses manage complex claims and legislative requirements. We provide expert guidance through premium calculations, compliance obligations, and claims resolution processes. Our dedicated team ensures employers maintain appropriate coverage while navigating varying state regulations and premium structures.
Trade Credit Insurance
This service protects businesses against bad debts by covering accounts receivable losses from customer insolvency or payment default. We help companies safeguard their balance sheets while enabling secure trading relationships with existing and new business partners. Our solutions optimise working capital and mitigate financial risks associated with credit-based transactions.
Tax Audit Insurance
We provide protection against costs associated with ATO audits and government investigations. This insurance covers professional fees for accountants, lawyers, and advisors during audit preparation and response. Our policies help businesses manage financial exposure from compliance investigations while maintaining operational stability during audit processes.
Recruitment Insurance
Our tailored insurance packages protect recruitment agencies against claims arising from candidate placement issues. Coverage includes professional indemnity, public liability, and cyber risks specific to staffing operations. We address industry-specific challenges like vicarious liability and statutory compliance while supporting agencies in risk management and claims prevention.
Aviation Insurance
We arrange comprehensive aviation insurance for private and commercial operations worldwide. Coverage includes aircraft hull and liability protection, hangarkeeper's liability, and pilot accident insurance. Our access to global markets ensures competitive premiums for fixed wing, rotor wing, and commercial aviation operations while meeting complex regulatory requirements.
People
Dylan
Insurance Broker
Recognised for making insurance processes easy and approachable while maintaining professional standards
Tom Phelan
Insurance Broker
Acknowledged for exceptional guidance and support during complex insurance claim resolutions
Belinda
Insurance Broker
Demonstrated 16 years of professional excellence in managing business and shareholder insurance portfolios
Questions
Why use an Insurance Broker?
Brokers negotiate competitive premiums, understand policy coverage, and establish close client relationships to ensure appropriate protection while handling claims for optimal outcomes.
Why do I need Business Interruption Insurance?
This insurance protects businesses from financial loss after major events, covering income replacement during recovery periods to ensure business continuity and stability.
Why do insurance premiums increase?
Premiums fluctuate based on claims history, asset value changes, regulatory costs, and market conditions. We help identify cost-effective coverage solutions during policy renewals.
What insurance do owner builders need?
Essential coverage includes construction insurance, liability protection, and workers compensation compliance to address risks during self-managed building projects.
What is the average or co-insurance clause?
This policy provision requires adequate sum insured levels (minimum 80% replacement value) to avoid reduced claim payouts when underinsurance occurs.
Do I need Public Liability Insurance?
Recommended for all businesses to cover legal liability costs from third-party property damage or injury claims, even when not legally mandatory.
