Business Details
11 Years
experience
Your Trusted Mortgage Broker in Melbourne
Think & Grow Finance specialises in competitive mortgage finance solutions for professionals and property investors. Established in 2015, our business is built on unbiased, honest advice and tailored structuring options that align with clients' future property goals. With a focus on transparency, we prioritise lifetime client relationships through friendly, responsive service and quick turnaround times. Our experienced team of professionals brings deep industry knowledge, having worked extensively with over 40 lenders and utilised advanced technology to secure optimal deals. We guide clients through every stage of the finance process, from initial enquiry to settlement, while maintaining a commitment to no upfront fees.Our property investor expertise stems from personal experience managing multi-million-dollar portfolios across residential, commercial, and development loans. We differentiate ourselves through dedicated aftercare support, regular loan reviews, and direct access to our specialists throughout the entire transaction process. Our brokers maintain strong relationships with major banks, enabling us to negotiate exclusive interest rate discounts and fast-track approvals. Operating seven days a week with flexible appointment times, we ensure accessibility while maintaining rigorous compliance with Australian Credit Licence regulations.
Services
First Home Buyer Loans
Property Investment Loans
Refinancing Solutions
Mortgage Insurance
Property Development Loans
Details
- Year established: 2015
Highlights and features
- We offer free mortgage advice with no upfront fees
- Our team has 12+ years of property investment experience
- We operate 7 days a week with flexible appointment times
- We have direct relationships with 40+ lending institutions
- We guarantee the same broker throughout your entire loan process
Associations and certifications
- Australian Credit Licence Number 389328
What people say
Expert guidance
Timely support
Transparent advice
Competitive rates
Dedicated service
Services
First Home Buyer Loans
Specialised mortgage solutions for first-time property purchasers. We help clients navigate deposit requirements, government grants, and loan structuring while comparing products from 40+ lenders. Our service includes borrowing capacity assessments and tailored repayment strategies to ensure long-term affordability.
Property Investment Loans
Tailored financing for property investors seeking portfolio growth. We provide tax-effective structuring advice, equity management strategies, and access to competitive interest rates. Our brokers leverage personal investment experience to optimise loan features and capital growth potential.
Refinancing Solutions
Comprehensive refinancing assistance to reduce repayments or access equity. We analyse existing loans, negotiate better terms with lenders, and manage debt consolidation while ensuring minimal disruption to clients' financial positions.
Mortgage Insurance
Home loan protection policies to safeguard financial commitments. We advise on appropriate coverage levels and integrate insurance solutions with mortgage structures while maintaining compliance with lender requirements.
Property Development Loans
Specialist financing for property development projects. Our brokers arrange funding for residential and commercial developments, leveraging relationships with non-bank lenders and understanding complex loan structures required for capital growth projects.
People
Mitesh Dedhia
Director & Finance Broker
CPA qualified accountant with 12+ years' finance experience. Former Commonwealth Bank Diamond Broker and ANZ Premium Broker. Specialises in property investor financing and tax-effective loan structures. Leads client consultations and strategic mortgage planning.
Kellie Le Dedhia
Sales Support
Manages business operations and client engagement. Former HR professional with experience at Randstad and Jetstar. Oversees administration, sales processes, and client relationship management. Ensures seamless service delivery across all mortgage transactions.
Dan Poudyal
Mortgage Broker
20+ years corporate experience with property portfolio built in 12 years. Former IT professional turned mortgage specialist. Focuses on tailored solutions for diverse client backgrounds. Combines technical expertise with practical mortgage advice.
Yash Duggal
Mortgage Broker
10+ years local government sector experience managing $20M+ budgets. Specialises in client serviceability assessments and investment guidance. Provides clear mortgage explanations while maintaining compliance with regulatory requirements.
Questions
What mortgage services does Think & Grow Finance offer?
We provide first home buyer loans, investment property financing, refinancing solutions, mortgage insurance, and property development loans through 40+ lenders.
Are there any fees for your mortgage services?
We don't charge upfront fees - our service is free as we're paid by lenders upon loan settlement. Annual loan reviews and advice are also complimentary.
How quickly can you process a mortgage application?
Typical approval takes 4-6 weeks depending on lender requirements. We expedite processes when urgent and maintain the same broker throughout your transaction.
Can you help with bad credit mortgage applications?
We work with specialist lenders for non-standard cases. While these have higher fees and rates, we assess your current financial situation to find viable solutions.
Do you offer after-sales mortgage support?
Yes, we provide ongoing aftercare including regular loan reviews, refinancing opportunities, and lifetime mortgage guidance as your financial circumstances evolve.
How do you find the best mortgage rates?
We compare thousands of products from 40+ lenders using industry software, negotiate exclusive discounts through broker relationships, and match loans to your specific needs.
