Business Details
Your Trusted Mortgage Broker in Melbourne
Trusted Mortgage Broker is a team of experienced professionals dedicated to helping clients achieve their financial goals through personalized mortgage solutions. With over 20 years of combined industry experience, we specialize in home loans, business loans, and commercial financing, offering access to more than 25 lenders to secure competitive rates. Our client-first approach ensures tailored advice, transparent communication, and end-to-end support from application to settlement.We prioritize understanding individual financial circumstances to recommend appropriate, affordable loan structures while maintaining compliance with regulatory standards. Our commitment extends beyond loan approval, providing ongoing guidance to help clients navigate the evolving property market and optimize their financial outcomes.
Services
Home Loans
Business Loans
Car Loans
Personal Loans
Insurance
Commercial Loans
First Home Buyer Loans
Guarantor Loans
Investment Loans
Refinance Loans
Highlights and features
- We offer over 20 years of combined experience in mortgage broking.
- Our team provides personalized service tailored to individual financial needs.
- Access to 25+ lenders ensures competitive loan options for clients.
- We save clients time and money through expert negotiation and guidance.
- Ongoing support from application to post-settlement financial planning.
Associations and certifications
- MFAA
- FBAA
- AFCA
What people say
Excellent service
Knowledgeable broker
Saved time and money
Highly recommend
Stress-free process
Services
Home Loans
We specialize in home loans tailored to individual financial circumstances, including first-time buyer options, investment properties, and refinancing. Our brokers compare hundreds of products across 25+ lenders to find competitive rates and suitable terms. With expertise in low-deposit solutions and Lenders Mortgage Insurance, we guide clients through every step from pre-approval to settlement.
Business Loans
Our business loans cater to cash flow management, expansion projects, and equipment financing. We offer overdraft facilities, fixed/variable rate loans, and commercial property financing up to $50 million. By analyzing business financials and security options, we negotiate terms that align with operational goals while ensuring compliance with lending criteria.
Car Loans
We provide car loans for personal and business use, including chattel mortgages and novated leases. Our solutions accommodate new and used vehicle purchases with flexible repayment structures. For businesses, we optimize tax benefits through GST claims and depreciation strategies while ensuring affordability assessments meet lender requirements.
Personal Loans
Our personal loans support major purchases, debt consolidation, or property deposits with terms from 1-5 years. We assess creditworthiness to determine fixed/variable rates and security requirements, balancing affordability with competitive pricing. Funds can also supplement home loan deposits when combined with Lenders Mortgage Insurance.
Refinance Loans
We help clients reduce interest costs or access equity through strategic refinancing. By analyzing existing loan terms, credit history, and market rates, we negotiate better deals that may include discounted rates, offset accounts, or debt consolidation features while managing exit fees and compliance requirements.
People
Sue Hayter
Founder & Mortgage Broker
Sue Hayter is an award-winning mortgage broker with 20+ years in finance, specializing in first-home buyers and complex loan cases. She founded Quality Financial Group, mentors new brokers, and holds Australian Credit Licence 384704.
Questions
What does a mortgage broker do?
A mortgage broker compares loan products from multiple lenders to find suitable, affordable home loan options tailored to your financial situation and goals.
How much deposit do I need for a home loan?
While 20% is ideal to avoid Lenders Mortgage Insurance, we help clients secure loans with as little as 5% deposit through specialized lenders and programs.
How are mortgage brokers paid?
Brokers earn commissions from lenders upon loan settlement, with no additional cost to clients. We disclose all payment structures upfront for transparency.
Can I refinance an existing home loan?
Yes, we help clients refinance to lower rates, access equity, or consolidate debt by analyzing current loan terms and market opportunities.
Do you offer first home buyer assistance?
Yes, we specialize in first home buyer loans, including grants, stamp duty exemptions, and low-deposit options with expert guidance through the entire process.
What loan types are available for self-employed applicants?
We offer low-doc and standard loans for self-employed individuals, requiring alternative income verification like bank statements or accountant declarations.
