Business Details
13 Years
experience
Trusted Car Loan Solutions in Australia
CarLoans.com.au has been a trusted Australian car finance broker since 2013, dedicated to helping customers secure competitive loan solutions. Our team of specialists works with a panel of nearly 30 reputable lenders to find tailored financing options for individuals and businesses. We prioritise transparency, efficiency, and customer-centric service, offering expertise in secured and unsecured car loans, bad credit financing, and commercial vehicle solutions.Our streamlined four-step process ensures quick approvals while maintaining strict compliance with Australian financial regulations. With a focus on building long-term relationships, we provide personalised support from application to settlement, backed by a commitment to ethical practices and data security.
Services
Car Loans
Bad Credit Car Loans
Personal Loans
Business Car Loans
Caravan Loans
Motorbike Loans
Truck Loans
Equipment Finance
Details
- Year established: 2013
Highlights and features
- We provide a personal consultant for tailored loan solutions
- We process applications quickly with lender-specific expertise
- We guarantee competitive rates compared to banks and dealers
- We offer non-judgmental financing for diverse credit histories
- We maintain 24/7 customer support for ongoing assistance
Associations and certifications
- Australian Credit Licence
- ASIC (Australian Securities and Investments Commission)
What people say
Honest and efficient
Helpful and understanding
Quick approvals
Personalised support
Non-judgmental approach
Services
Car Loans
We offer secured and unsecured car loans for new and used vehicles through a panel of 30+ lenders. Our brokers negotiate competitive rates based on your financial profile, with options for fixed or variable interest rates. Loan terms range from 1-7 years, with amounts typically starting at $5,000.
Bad Credit Car Loans
Specialised financing solutions for borrowers with adverse credit histories. We work with lenders who consider improved financial circumstances and offer pathways to rebuild credit through responsible repayment plans. Deposits may improve approval chances for applicants with defaults or bankruptcy history.
Business Car Loans
Tailored financing for business vehicles including chattel mortgages, equipment finance, and low-doc options. Loans require business use verification, with flexible terms and tax-deductible repayment structures for sole traders and companies.
Personal Loans
Flexible personal loans for weddings, holidays, or debt consolidation. No collateral required, with competitive rates based on creditworthiness. Loan amounts from $5,000 feature fixed or variable rates and terms up to 7 years, subject to income verification.
Caravan Loans
Specialised financing for caravans, motorhomes, and camper trailers. We negotiate preferential rates through lender partnerships, offering terms up to 7 years. Loans cover new and private purchases, with options to include insurance and registration costs.
People
Debra Shaw
Senior Loan Consultant
With over a decade of experience, Debra specialises in complex loan cases, consistently securing approvals for customers with challenging credit histories while maintaining exceptional client communication.
Jay Anderson
Finance Broker
Jay delivers tailored loan solutions through deep lender relationships, known for transparent advice and rapid processing times that consistently exceed customer expectations.
Rick
Loan Specialist
Rick provides expert guidance on loan structures, helping clients navigate financing options with clear explanations and efficient documentation management.
Questions
How do I apply for a car loan?
Apply online or over the phone with details about the vehicle, loan amount, and income. Our brokers handle the rest, from lender negotiations to settlement.
Can I get a car loan with bad credit?
Yes, we work with lenders specialising in bad credit financing, offering competitive rates based on your improved financial circumstances.
What documents are required for a loan application?
Provide identification, proof of income, asset/liability details, and vehicle information. Specific requirements vary by loan type and lender.
How long does loan approval take?
Most approvals occur within 48 hours, depending on application completeness and lender processing times for secured or unsecured loans.
What's the difference between secured and unsecured car loans?
Secured loans use the vehicle as collateral (lower rates), while unsecured loans don't require collateral but typically have higher interest rates.
