Business Details
24 Years
experience
Your Trusted Mortgage Broker in Penrith
Educated Finance has been delivering personalized mortgage and finance broking services since 2002, establishing itself as a trusted leader in Greater Western Sydney. Our team of experienced brokers combines deep industry knowledge with a client-centric approach, offering tailored solutions for home loans, refinancing, car loans, business finance, and debt management. With accreditations from major lenders like ANZ, CBA, and Westpac, we leverage our relationships to secure competitive rates and favorable terms for clients.Our commitment to transparency, ongoing education, and community-focused service has earned us a reputation for excellence, supported by a 40-year collective experience in property and finance. We prioritize long-term client relationships, ensuring accessibility through after-hours appointments and home visits, while maintaining rigorous compliance and ethical standards.
Services
Home Loans
Refinancing
Car Loans
Business Finance
Debt Consolidation
Details
- Year established: 2002
Highlights and features
- 20+ years of combined experience in mortgage broking and finance
- Access to over 30 lenders for competitive rate comparisons
- Top-tier lender accreditations for faster approvals and better terms
- Free initial consultations with no obligation or hidden fees
- Client testimonials highlight exceptional service and successful outcomes
Associations and certifications
- ANZ
- CBA
- Suncorp
- Westpac Advantage + Prestige
What people say
Exceptional service
Approachable experts
Smooth process
Top-tier support
Fantastic results
Services
Home Loans
We specialize in securing tailored home loan solutions through a panel of 30+ lenders. Our brokers analyze your financial situation to recommend competitive rates, fixed/variable terms, and features like offset accounts. With expertise in first-home buyer grants and refinancing, we guide clients from pre-approval to settlement, ensuring transparency and cost savings throughout the process.
Business Finance
Our brokers assist businesses with start-up capital, equipment financing, and cash flow management solutions. We connect clients with lenders offering flexible terms for asset purchases, invoice factoring, and expansion projects. By evaluating business structures and growth goals, we negotiate favorable financing options that align with operational needs and long-term financial strategies.
Debt Consolidation
We help clients simplify multiple debts into a single, manageable loan with reduced interest rates. By consolidating credit cards, personal loans, and other liabilities, we create pathways to faster repayment and lower monthly obligations. Our approach includes assessing eligibility for balance transfers and restructuring existing debts to improve financial stability.
People
Kevin Allen
Director
Co-founder with 20+ years in mortgage broking and property finance. Holds qualifications in finance and real estate. Specializes in SMSF structures and complex debt solutions. Known for client-focused service and industry advocacy.
Tony Inglis
Director
Co-founder with 30+ years in finance, specializing in residential and commercial lending. Qualified financial planner and Justice of the Peace. Combines technical expertise with personalized client support to deliver strategic finance solutions.
Serena Fisher
Mortgage Broker
Award-winning broker since 2005, recognized for exceptional client care and lender relationships. Manages compliance and marketing while providing tailored loan solutions. Known for dedication to client education and advocacy.
Questions
How much can I borrow for a home loan?
Borrowing capacity depends on income, expenses, credit history, and lender criteria. Contact us for a free assessment using advanced calculators and personalized analysis.
Do you offer refinancing options?
Yes, we compare 30+ lenders to find competitive refinance rates, helping reduce repayments or access equity while considering break costs and loan features.
What car loan options are available?
We access hundreds of car loan products with flexible terms for new/used vehicles, including competitive interest rates and specialized financing for business use.
Can you assist with first-home buyer loans?
Yes, we guide first-time buyers through government grants, pre-approvals, and tailored loan structures while partnering with conveyancers and agents for end-to-end support.
What business finance solutions exist?
We offer equipment financing, cash flow loans, and start-up capital through specialized lenders, with brokers experienced in commercial structures and tax-effective solutions.
