Business Details
26 Years
experience
Trusted Club & Hotel Finance Solutions in Sydney
Established in 2000, Consulate Finance has built a reputation as a specialist finance brokerage dedicated to serving clubs and hotels across Sydney Metro and regional NSW. With over 60 years of combined experience in banking, finance, and insurance, our team delivers tailored financial solutions designed to address the unique challenges of modern club management. We offer a comprehensive range of products including chattel mortgages, finance leases, rental agreements, insurance premium funding, and construction financing. Our approach prioritizes flexibility, enabling clients to maintain cash flow while upgrading facilities to meet evolving patron expectations.Backed by our affiliation with S3F Group and Australian Credit Licence 387856, we provide competitive interest rates, no-obligation financing reviews, and expert guidance through complex financial decisions. Our commitment to corporate governance ensures clients receive market-aligned financing options, supported by transparent processes and personalized service from industry-recognized specialists.
Services
Chattel Mortgage
Finance Lease
Rental Agreements
Insurance Premium Funding
Commercial Hire Purchase
Property Loans
Business Loans
Novated Lease
Consumer Loans
Construction Finance
Details
- Year established: 2000
Highlights and features
- We offer over 60 years combined experience in club finance solutions
- Our team provides no-obligation financing arrangement reviews
- We deliver flexible finance packages tailored to cash flow needs
- Specialists in club & hotel financing since 2000
- Access to competitive interest rates across multiple finance products
What people say
Perfect package
Creative finance solution
All financial needs met
Assisted in stages 1 & 2
Refurbishment support
Services
Chattel Mortgage
Chattel Mortgage allows clubs to purchase motor vehicles or equipment while retaining ownership. The financier secures the loan against the goods, offering fixed interest rates and flexible terms from 1-7 years. Benefits include no initial cash outlay, potential tax deductions for depreciation and interest, and structured repayments aligned with cash flow requirements. This solution suits businesses needing equipment for mostly business use.
Finance Lease
Finance Lease enables businesses to use equipment for a specified period with regular payments. Options at lease end include returning the asset, refinancing, or purchasing for $1. Features include flexible terms (1-7 years), pre-approved credit limits, and tax-deductible lease payments. Ideal for businesses wanting to upgrade equipment regularly while maintaining financial flexibility for items like gaming machines and office fitouts.
Insurance Premium Funding
Insurance Premium Funding spreads annual business insurance costs over 10-12 months. This solution covers policies exceeding $20,000 including public liability, property insurance, and directors' liability. Benefits include no financial statements required under $250,000, fixed interest rates, and working capital preservation. The loan is secured by the insurance policy itself with tax-deductible repayments.
Construction Finance
Construction Finance provides funding for club and hotel renovations, extensions, or new developments. We arrange loans up to $20 million with flexible terms tailored to project timelines. Services include commercial construction loans, residential investment financing, and property acquisition funding. Our expertise helps clients navigate regulatory requirements while securing competitive financing solutions for alfresco areas and modernization projects.
Rental Agreements
Rental Agreements allow businesses to use equipment for specified periods with $1 buyout option at term end. Terms range from 1-5 years depending on equipment type, with no deposit required. Suitable for rapidly updating gaming machines, computers, and hospitality equipment. Payments may be tax-deductible while keeping assets off balance sheets, maintaining financial flexibility for evolving businesses.
People
Daryl Crooks
Finance Specialist
With extensive industry experience, Daryl provides tailored financial solutions for clubs and hotels, leveraging deep knowledge of financing structures to optimize cash flow and business growth.
Scott Woodhouse
Finance Specialist
Scott combines financial expertise with practical understanding of club operations, delivering innovative financing packages that help businesses meet modernization challenges while maintaining liquidity.
Alan Hicking
Finance Specialist
Alan offers strategic financial guidance to hospitality businesses, specializing in structuring complex financing arrangements that align with long-term operational goals and regulatory requirements.
Vicki Peters
Business Development Manager
Vicki connects clubs with appropriate financing solutions, using her industry insights to facilitate business growth through strategic financial planning and relationship management.
Linda Oates
Para-Broker
Linda supports clients through the financing process, ensuring smooth transactions and timely delivery of financial solutions tailored to the unique needs of clubs and hospitality businesses.
Questions
What types of businesses do you specialize in financing?
We specialize in financing for clubs, hotels, and hospitality businesses across Sydney Metro and regional NSW, offering tailored solutions since 2000.
Can I get financing for club renovations?
Yes, we provide construction finance and renovation loans up to $20 million, helping clubs modernize facilities while maintaining cash flow.
How does insurance premium funding work?
We spread annual insurance costs over 10-12 months, allowing businesses to preserve working capital while maintaining necessary coverage with fixed interest rates.
What equipment financing options are available?
We offer chattel mortgages, finance leases, and rental agreements for gaming machines, vehicles, and hospitality equipment with flexible terms from 1-7 years.
Do you offer no-obligation financing reviews?
Yes, we provide free reviews of existing financing arrangements to ensure clients receive competitive rates and optimal financial structures.
How quickly can financing be arranged?
We process applications efficiently, with online inquiries responded to on the next business day and flexible documentation options for urgent requirements.
