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34 Years
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Your Trusted Queensland Insurance Broker
Founded in 1992, Your Insurance Broker (YIB) has established itself as a trusted provider of tailored insurance solutions across Queensland. With over three decades of industry experience and a team boasting 120+ years of combined expertise, we specialise in delivering comprehensive general insurance services and risk management strategies. Our commitment to excellence is reflected in our Financial Services Licence since 2004 and affiliations with leading industry bodies like Steadfast and NIBA. Guided by core values of professionalism, integrity, and client-centric service, we offer bespoke insurance coverage for diverse sectors including manufacturing, construction, and professional services.

Our team of seasoned brokers, including industry veterans with 25-40 years of experience, ensures personalised service and efficient claims management. Recognised as one of Queensland's premier privately-owned insurance brokerages, we prioritise long-term relationships and continuous professional development to maintain our reputation for reliability and expertise.
Services
Business Insurance Professional Insurance Transport Insurance Manufacturing Insurance Construction Insurance Property Insurance Trade Credit Insurance Office Packages Industrial Special Risks Equipment Breakdown Insurance
Details
  • Year established: 1992
Highlights and features
  • We offer 30+ years of Queensland-focused insurance expertise
  • Our team holds 120+ combined years of industry experience
  • We provide 24/7 claims management support for urgent needs
  • We maintain partnerships with leading insurers through Steadfast
  • Our brokers hold professional qualifications including Diplomas in Insurance Broking
Associations and certifications
  • Steadfast
  • CQIB
  • NIBA
  • ANZIIF
What people say
Very knowledgeable Super friendly team Excellent service Prompt and easy Amazing to deal with
Services
Business Insurance
We provide comprehensive business insurance solutions safeguarding companies' financial stability through tailored risk management strategies. Our experienced brokers assess unique operational needs to create customised protection plans against unforeseen liabilities. With 30 years of industry expertise, we ensure businesses maintain continuity during disruptions while offering ongoing policy reviews to adapt to evolving commercial landscapes.
Professional Insurance
Our professional insurance solutions address specific industry challenges through targeted liability coverage. We protect professionals against claims arising from errors, omissions, or negligence in service delivery. Backed by deep market knowledge and insurer relationships, we design policies that cover legal defence costs and settlements while providing risk mitigation guidance to minimise claim occurrences.
Construction Insurance
Specialised construction insurance policies address the unique risks inherent in building projects. We offer comprehensive protection for contractors, developers, and project managers against damages, delays, and liability claims. Our brokers understand construction complexities, providing tailored solutions that cover materials, equipment, and third-party risks while ensuring compliance with industry regulations throughout project lifecycles.
Property Insurance
We deliver robust property insurance solutions preserving the financial and structural integrity of commercial assets. Our policies protect against fire, theft, natural disasters, and other risks threatening business premises. With expertise in both residential and commercial strata insurance, we ensure property owners maintain investment value through comprehensive coverage and efficient claims resolution services.
Transport Insurance
Our transport insurance solutions protect goods and passengers across Queensland's logistics sector. We provide tailored coverage for commercial vehicles, freight operators, and passenger transport services. With deep industry understanding, we address risks associated with cargo damage, vehicle breakdowns, and third-party liabilities, ensuring transport providers maintain operational continuity and regulatory compliance.
People
Winston Johnston
Founder
Established Your Insurance Broker in 1992, leading its growth from a Maleny office to Caloundra's purpose-built premises. With decades of industry experience, he built a foundation for the brokerage's reputation as Queensland's trusted insurance partner.
Steve Hind
Director, Senior Account Executive & Responsible Manager
With 40 years in insurance, including 25+ at YIB, Steve specialises in claims resolution and relationship building. His industry expertise spans underwriting and claims management, ensuring client satisfaction through trust and integrity.
Ian Ferris
Director, Senior Account Manager
25+ year YIB veteran with underwriting background, focusing on client relationships and insurance structuring. Recognised for developing successful team culture and managing complex claims to achieve optimal client outcomes.
Emily Radmall
Account Executive
Since 2011, Emily has managed construction and mining industry risks, specialising in complex retail and commercial property. With property economics qualifications, she builds long-term client relationships while maintaining competitive sports involvement.
Laura Carr
Account Executive
International insurance expert with 20+ years' experience across underwriting, claims, and broking. Holds advanced qualifications and specialises in providing tailored solutions for Queensland businesses through her extensive global industry knowledge.
Questions
What types of business insurance do you offer?
We provide comprehensive coverage including property, liability, professional indemnity, and industry-specific policies for construction, manufacturing, transport, and professional services sectors.
How do you handle insurance claims?
Our dedicated claims team provides 24/7 support, guiding clients through reporting procedures, coordinating repairs, and ensuring prompt settlements while protecting policyholder interests.
Are you affiliated with major insurance providers?
As a Steadfast broker, we access Australia's largest independent insurance network, offering competitive products from leading insurers while maintaining local service excellence.
Do you offer risk management services?
Yes, our loss control surveyors conduct detailed risk analyses and provide ongoing management strategies to prevent losses and improve workplace safety for commercial clients.
How are insurance premiums determined?
Premiums are calculated based on risk assessments considering business size, industry type, claims history, coverage limits, and implemented risk mitigation measures tailored to each client's circumstances.
Can you assist with regional Queensland businesses?
With brokers across the Sunshine Coast and regional experience, we provide tailored insurance solutions for businesses throughout Queensland, understanding local market requirements and risks.