Business Details
Trusted Public Liability Insurance for Australian Businesses
Public Liability Australia has established itself as a trusted provider of tailored insurance solutions for small businesses and tradies across Australia. With a focus on simplifying the insurance process, we offer comprehensive coverage options including public liability, portable equipment, and business insurance. Our team understands the unique risks faced by tradespeople and business owners, delivering policies that protect against financial losses from accidents, property damage, and legal claims. Backed by partnerships with leading insurers, we provide instant coverage with no paperwork, ensuring clients receive immediate protection.Our commitment to customer service is reflected in our free quote comparison tool, which allows businesses to find cost-effective policies without compromising on quality. With over 180,000 small businesses trusting our expertise, we combine industry knowledge with streamlined digital processes to deliver reliable insurance solutions that support long-term business sustainability.
Services
Public Liability Insurance
Portable Equipment Cover
Business Insurance
Product Liability Cover
Tax Audit Insurance
Highlights and features
- We offer free quote comparisons from leading Australian insurers
- We cover over 6,000 occupations including tradies and small businesses
- We provide instant coverage with policy documents emailed immediately
- We offer customizable coverage limits ($5M, $10M, $20M)
- We are trusted by over 180,000 Australian small businesses
Associations and certifications
- Australian Securities and Investments Commission (ASIC)
Services
Public Liability Insurance
Public Liability Insurance protects businesses against financial losses from third-party claims of property damage or bodily injury. This essential coverage helps tradies and business owners manage risks during operations, covering legal fees and compensation costs. With options ranging from $5M to $20M in coverage, this policy ensures protection against potentially crippling financial impacts from accidents or negligence claims.
Portable Equipment Cover
Portable Equipment Cover safeguards valuable tools and business equipment against theft, damage, or loss. Designed for tradies and mobile professionals, this insurance covers essential items like power tools, electronics, and machinery. Policies help maintain business continuity by enabling quick replacement or repair of critical equipment, protecting against income loss from work delays caused by equipment failure.
Business Insurance Package
Business Insurance Packages combine multiple coverage types to protect against diverse risks. These customizable policies typically include property damage protection, business interruption coverage, and liability insurance. They're designed for cafes, restaurants, and retail businesses, covering premises, equipment, and operational risks while providing financial security during unexpected disruptions.
Personal Accident Insurance
Personal Accident Insurance provides financial support during recovery from work-limiting injuries or illnesses. This coverage offers weekly benefits for lost income, helping business owners maintain financial stability when unable to work. Policies cover both work-related and personal incidents, ensuring protection against income loss while focusing on recovery and business continuity.
Tax Audit Insurance
Tax Audit Insurance covers costs associated with Australian Tax Office audits. This specialized coverage pays for professional accounting fees and documentation preparation during tax investigations. Designed for small business owners, it provides financial protection against unexpected audit expenses while ensuring compliance with tax regulations through professional support during the audit process.
Questions
What does public liability insurance cover for tradies?
Public liability insurance covers legal fees and compensation costs if a third party claims injury or property damage from your business activities. This includes accidents on job sites, property damage during service provision, and legal defense costs.
How much public liability insurance do I need?
Choose from $5M, $10M, or $20M coverage based on contract requirements, industry standards, and potential claim costs. Most small businesses select $10M as it balances protection with affordability.
Can I get insurance for my tools and equipment?
Yes, Portable Equipment Cover protects tools, machinery, and business electronics against theft, damage, or loss. This coverage helps replace or repair essential equipment that your business relies on for daily operations.
How quickly can I get insured?
Get instant coverage online with immediate policy document delivery. The process requires no paperwork, allowing businesses to obtain protection and start working within minutes.
Does insurance cover tax audits?
Yes, Tax Audit Insurance covers professional fees for ATO audit assistance. This policy helps manage costs when your business faces tax office investigations or compliance reviews.
What industries do you cover?
We cover over 6,000 occupations including bricklayers, carpenters, cleaners, cafes, and restaurants. If your occupation isn't listed, our team can help find appropriate coverage solutions for your specific business needs.
