Business Details
Trusted Mortgage Brokers in Southern River, WA
Opal Finance is a mortgage broking firm based in Southern River, WA, dedicated to helping clients navigate the complexities of home loans and financial solutions. With expertise spanning first home buyer mortgages, investment loans, refinancing, and commercial financing, we operate across Perth's southern corridor from South Perth to Rockingham. Our team works with over 60 lenders to provide tailored loan options, ensuring clients receive competitive rates and personalized service. We prioritise client needs through a transparent process that includes goal assessment, loan comparison, application lodgement, and ongoing support.Our non-bank affiliated brokers focus on long-term relationships, regularly reviewing clients' financial situations to optimise savings and adapt to changing circumstances. Backed by LMG Broker Services Pty Ltd with Australian Credit Licence 517192, we maintain rigorous compliance standards while delivering accessible financial solutions. Our local knowledge extends to suburbs including Piara Waters, Harrisdale, and Thornlie, supporting both individual and business clients across Western Australia.
Services
Home Loans
First Home Buyers Mortgages
Investment Loans
Refinancing
Commercial Loans
Personal Loans
Vehicle Finance
Debt Consolidation
Land & Construction Loans
Renovation Loans
Highlights and features
- We work with over 60 lenders to find competitive loan options
- Our non-bank affiliated brokers prioritise client interests
- We provide ongoing loan reviews and financial optimisation
- Local expertise serving Perth's southern corridor suburbs
- Transparent process from initial consultation to settlement
Services
Home Loans
We provide tailored home loan solutions for first-time buyers and existing homeowners. Our brokers compare 60+ lenders to find competitive rates and suitable terms. Clients receive ongoing support to ensure their mortgage adapts to changing financial circumstances.
Refinancing
Our refinancing service helps clients reduce interest rates, consolidate debt, or access equity. We assess current loans against market options and manage the transition process to ensure seamless settlement with new lenders.
Investment Loans
Specialised financing solutions for property investors. We offer guidance on positive/negative gearing strategies and help secure loans using existing equity. Our brokers support both novice and experienced investors in expanding portfolios.
Commercial Loans
Tailored financing for business owners seeking property purchases or operational funding. We connect clients with lenders offering competitive terms for commercial properties, development projects, and business expansion needs.
Personal Loans
Flexible personal loan options for major purchases or debt consolidation. Our brokers compare lenders to find suitable rates and terms, managing applications from pre-approval to final settlement for various personal needs.
People
Brendon Marshman
Finance Director
Brendon brings extensive mortgage broking experience to Opal Finance. He specialises in connecting clients with tailored loan solutions while maintaining a focus on long-term financial optimisation.
Karen Boen
Broker
Karen provides expert guidance on home loans and investment financing. With deep local market knowledge, she helps clients navigate the mortgage process with clear, personalised advice.
Lisa Chambers
Broker
Lisa specialises in first home buyer mortgages and refinancing solutions. She focuses on simplifying complex loan processes while ensuring clients understand all available options.
Questions
What mortgage services do you offer?
We offer home loans, investment loans, refinancing, commercial financing, personal loans, vehicle finance, and debt consolidation solutions across Perth's southern suburbs.
How do mortgage brokers get paid?
We receive commissions from lenders - 0.65-0.7% upfront and 0.15% annual trail payments. There are no direct fees to clients unless specifically disclosed.
Can I get pre-approved before house hunting?
Yes, we provide pre-approvals that reveal your borrowing power, valid for three months to guide your property search with confidence.
Do you service regional areas?
While based in Southern River, we service clients across Perth's southern corridor from South Perth to Rockingham and surrounding regions.
How does refinancing work?
We review your current loan, compare market options, and help switch to better rates or features. We handle all paperwork from application to settlement.
What support exists after loan settlement?
We provide ongoing loan reviews to ensure your mortgage remains suitable as your financial situation evolves, with regular check-ins via email communication.
