Business Details
27 Years
experience
Australia's Best Finance Broker for Car & Business Loans
Credit One was founded in Brisbane during the late 1990s and has grown to become Australia's most trusted finance brokerage, with over 100 brokers nationwide. Our team of experienced professionals compares your financial needs with an extensive panel of lenders to find tailored solutions for individuals and businesses. With accreditations from over 40 leading Australian financiers and insurers, we specialise in business and equipment finance while offering consumer solutions like car, caravan, and boat loans. Our commitment to independent, unbiased service has earned us the prestigious 'Broker of the Year' award three consecutive years.We pride ourselves on low establishment fees, no ongoing fees, and bank-beating interest rates, ensuring clients receive competitive financing options. Our 26-year history of delivering low-rate finance packages, combined with 3000+ five-star Google reviews, demonstrates our dedication to customer satisfaction. Our services extend beyond initial approvals, with consultants available throughout the loan lifecycle to assist with payouts or future financing needs. This combination of expertise, transparency, and client-centric approach makes Credit One the smarter choice for all finance requirements.
Services
Car Finance
Business Finance
Caravan Finance
Boat Financing
Property Finance
Insurance
Equipment Finance
Tractor Finance
Debtor Funding
Personal Loans
Details
- Year established: 1999
Highlights and features
- We compare your financial needs with all lenders on our panel to find the best option
- We have established relationships with over 40 of Australia's most trusted lenders
- Our finance solutions incorporate low establishment fees and no ongoing fees
- We offer 60 seconds online finance quotes and same day approvals
- Our Finance Consultants are available 7 days a week for your convenience
Associations and certifications
- Feefo Platinum Trusted Service Award
What people say
Excellent service
Quick approvals
Knowledgeable consultants
Personalized assistance
Transparent processes
Services
Car Finance
Credit One provides comprehensive car financing solutions for personal and business use. With access to 40+ lenders, we offer competitive rates for new and used vehicles, including private sales. Our specialists handle documentation, insurance integration, and tax considerations while maintaining low fees and flexible repayment terms. Clients benefit from instant asset write-off eligibility assessments and same-day approvals.
Business Finance
We specialise in business financing solutions ranging from $5,000 to $500,000 with 48-hour funding turnaround. Our consultants help businesses access working capital for wages, stock, and expansion while offering flexible terms without exit fees. No financial statements are required for applications under $150,000, with additional funds available after 15 weeks subject to simple credit assessment.
Caravan Finance
Our caravan financing covers all recreational vehicles including motorhomes, campervans, and camper trailers. We offer secured loans with terms up to seven years, chattel mortgages, and commercial hire purchase options. Clients receive tailored solutions through our extensive lender network, with pre-approval options and specialist support for both private sales and dealership purchases.
Boat Financing
Credit One provides boat financing for personal and commercial marine craft, including jet skis, fishing vessels, and yachts. We offer secured loans with competitive rates, private sale financing options, and commercial solutions like chattel mortgages. Our specialists understand marine industry requirements and provide tailored financing with flexible repayment schedules.
Equipment Finance
We deliver equipment financing solutions for businesses across Australia, covering operating leases and rentals for various industries. Our consultants specialise in tractor financing for agricultural use and debtor funding solutions that provide immediate cash flow by purchasing outstanding invoices without collateral requirements.
People
Michael Rojek
Managing Director & Founder
With over 25 years in finance brokerage, Michael established Credit One in 1999. He leads our national team of 100+ consultants, maintaining our core values of transparency and client-focused service while driving industry innovation.
Jarred Lembo
General Manager - Consumer
Jarred oversees our consumer finance division with 15+ years' experience in automotive and personal lending. He ensures our clients receive competitive rates while maintaining exceptional service standards across all consumer finance products.
Brett Hopes
Senior Finance Broker
As a senior broker with a decade of experience, Brett specialises in complex finance solutions. He mentors junior staff while maintaining direct client relationships, focusing on commercial vehicle and equipment financing.
Ian Heilig
Toowoomba Branch Manager
Ian manages our Toowoomba office with extensive regional finance expertise. He connects local businesses and individuals with tailored solutions, leveraging our national lender network while maintaining community-focused service.
Jordan Ballard
Business Development Manager
Jordan develops strategic partnerships with lenders and industry stakeholders. With 8 years in finance brokerage, he focuses on expanding our service capabilities while ensuring clients benefit from innovative financing options.
Questions
How do I apply for a Credit One loan?
Contact our consultants via phone or online form. We'll assess your needs and match you with suitable lenders from our panel of 40+ financiers.
What loan amounts can I access?
Car loans from $5,000 to $100,000+, business financing up to $500,000, and tailored amounts for caravan/boat financing based on individual circumstances.
Do you offer financing for private sales?
Yes, we provide financing options for private vehicle and caravan purchases through our network of alternative lenders.
What documents are required?
Basic income verification, ID, and purchase documentation. Business loans require ABN and financial statements for amounts over $150,000.
Can I get approved with bad credit?
We work with specialist lenders for non-standard credit situations, though terms may vary based on individual circumstances and lending criteria.
How quickly can I receive funds?
Same-day approvals available with 48-hour funding turnaround for business loans and immediate disbursement for approved personal loans.
