Business Details
Emergency
services
Trusted Short Term Business Loans in Perth & Australia
Quantum Credit is a reputable Perth-based company specialising in mortgage-backed short-term business loans and investment loans for borrowers requiring urgent funding. Established to address gaps in traditional banking services, we provide fast and flexible finance solutions for commercial property development, shareholder buyouts, debt refinancing, construction completion, and working capital. Our streamlined processes enable credit decisions within 24 hours and funding within 48 hours of signed documentation. With a flexible credit policy and innovative loan structures, we cater to small and medium businesses across Australia, offering loan amounts between $100,000 and $5 million.Our team leverages over 15 years of property-secured lending experience to deliver tailored solutions, prioritising asset-based assessments over rigid financial criteria. We operate independently of major banking groups, ensuring impartial advice and solutions that build client wealth and business value. Our services extend to Brisbane, Sydney, Melbourne, Adelaide, and Perth, with security options including commercial property, residential property, vacant land, and rural assets. Quantum Credit's roll-over facilities and institutional backing position us as a trusted partner for time-sensitive financial needs.
Services
Short Term Business Loans
Commercial Property Finance
Working Capital Finance
Debt Refinancing
Shareholder Buyouts
Highlights and features
- We offer same-day credit decisions within a flexible policy framework
- Funding available within 48 hours of signed legal documents
- Innovative loan solutions tailored to urgent business needs
- Established company with 15+ years of property-secured lending experience
- Independent and self-funded with nationwide service coverage
Services
Short Term Business Loans
Quantum Credit provides rapid access to short-term business loans ranging from $100,000 to $5 million. These loans address urgent funding needs for property development, working capital, and business expansion. Our asset-based lending model prioritises property equity over traditional financial metrics, enabling faster approvals for time-sensitive opportunities.
Commercial Property Finance
Specialised financing solutions for commercial property acquisition and redevelopment. Quantum Credit structures loans secured by first or second mortgages on commercial properties, supporting developers needing bridging finance during planning approval processes or presale requirements. Loan terms up to 24 months with possible extensions accommodate complex development timelines.
Debt Refinancing Loans
Flexible refinancing options for businesses facing urgent debt obligations. Quantum Credit assists with ATO debts, creditor payments, and shareholder buyouts through rapid assessment processes. Loans secured against residential or commercial property assets enable businesses to meet critical financial commitments while arranging longer-term financing solutions.
Construction Completion Finance
Tailored funding for construction projects requiring interim financing. Quantum Credit provides bridging loans secured against development properties or residential assets to cover cost overruns or funding gaps. These short-term solutions ensure project completion while permanent financing arrangements are finalised with traditional lenders.
Shareholder Buyout Financing
Specialist financing for business ownership transitions. Quantum Credit structures short-term loans secured against property assets to facilitate shareholder exits. These solutions prevent financial penalties from delayed buyouts and support business restructures, with flexible terms accommodating longer-term financing arrangements.
Questions
Why won't banks finance the loans that Quantum Credit offers?
Banks often lack the flexibility for urgent short-term financing. Quantum Credit specialises in asset-based lending for time-sensitive business needs that traditional lenders cannot address quickly.
What experience does Quantum Credit have with business loans?
Our directors have over 15 years of property-secured lending experience, making credit decisions under strict policies tailored to asset-backed short-term financing.
What interest rates does Quantum Credit charge?
Rates start at 9.75% annually, increasing to 2% monthly depending on risk assessment. This reflects the higher risk profile of short-term, asset-backed lending compared to traditional bank loans.
How quickly can I get funding through Quantum Credit?
Credit decisions occur within 24 hours, with funding available within 48 hours of signed documentation. Emergency cases have received funding within days, including weekend processing.
What security is required for Quantum Credit loans?
Loans require commercial property, residential property, vacant land, or rural assets as security. We accept first or second mortgages, including combinations across multiple properties.
Can I apply directly without a broker?
Yes, borrowers can apply directly or through brokers. We provide equal service quality whether you work with us directly or use a finance professional.
