Business Details
25 Years
experience
Trusted Mortgage Brokers in Sydney | GCC Home Loans
GCC Home Loans has been a trusted leader in residential home loan solutions since 2001, specialising in complex financing scenarios for self-employed individuals, SMSF investors, and overseas buyers. Our team of experts leverages over 250 lending partners and a private investor network to deliver tailored solutions where traditional lenders fall short. With a focus on innovation and client-centric service, we have originated over $10 billion in property funding proposals, including niche offerings like bridging finance, construction loans, and non-conforming mortgages. Our 150+ years of combined industry experience ensure clients receive strategic guidance for even the most challenging financial situations. 
Services
Loans For The Self Employed
SMSF Loans
Overseas Buyers Loans
Equity Release
Debt Consolidation
Refinance
Jumbo Home Loans
Construction Loans
Bridging Finance
Short Term Loans
Details
- Year established: 2001
Highlights and features
- 150+ years combined experience in residential home loans
- Direct access to 250+ lenders and private investors
- Specialists in self-employed mortgage solutions
- Proven SMSF loan expertise with 80% LVR options
- Case studies demonstrating complex financing success
What people say
Service these guys are in a league of their own
Professional, easy and swift handling
Delivered on promises when others failed
Managed complex $10M subdivision funding
Assisted with SMSF coordination challenges
Services
Loans For The Self Employed
Specialist home loan solutions for business owners with complex financial structures. We accommodate short ABN registrations, accountant declarations, and high LVR requirements up to 90%. Our brokers navigate defaults, equity release, and debt consolidation challenges that traditional banks reject. With direct access to 250+ lenders, we secure approvals where others fail.
SMSF Loans
Tailored financing for self-managed super funds purchasing residential property. We offer 80% LVR options with 30-year terms, including solutions for insufficient SMSF assets and off-the-plan securities. Our exclusive lender panel includes banks and non-bank providers to maximise investment opportunities while maintaining compliance with regulatory requirements.
Construction Loans
Residential construction financing for owner-builders and developers. We arrange staged funding disbursements, competitive interest rates, and flexible terms for projects ranging from single dwellings to multi-unit complexes. Our expertise includes managing complex security structures and coordinating with solicitors to ensure seamless settlements during building phases.
Bridging Finance
Temporary financing solutions for property purchasers needing urgent funds between transactions. We provide interest-only loans up to 12 months with flexible repayment structures, including deferred payment options. Our bridging finance covers residential properties, incomplete developments, and commercial assets across Australia.
Overseas Buyer Loans
Home loan programs specifically designed for foreign investors and Australian citizens living abroad. We facilitate up to 70% LVR financing with multilingual broker support and foreign currency verification. Our network accommodates unique documentation requirements and provides tailored solutions for international property investors.
Questions
What home loan options exist for self-employed individuals?
We specialise in low-doc and non-conforming mortgages requiring just 3 months ABN registration, with options for complex borrowing structures and up to 90% LVR.
Can overseas buyers secure Australian property loans?
Yes, we arrange financing for foreign investors with up to 70% LVR, including multilingual broker support and foreign currency income verification.
What SMSF property loan solutions do you offer?
We provide 80% LVR residential SMSF loans with terms up to 30 years, including options for insufficient fund assets and off-the-plan purchases.
How do construction loans work for owner-builders?
Our construction finance includes staged drawdowns, fixed/variable rate options, and access to 450+ lenders for projects from duplexes to multi-unit developments.
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