Business Details
Your Trusted Mortgage Broker in Roseville, NSW
At Bear Loans, we combine expert mortgage brokerage with in-depth accounting knowledge to guide clients through the home financing process. Our team offers tailored solutions that simplify complex decisions, supporting financial goals with over 20 years of combined industry experience. We prioritise client needs, ensuring transparency and clear communication at every stage while leveraging a network of 30+ banks and lenders to secure the best rates. Our approach focuses on building long-term relationships, delivering personalised service for first-time buyers, investors, and business owners.With 24/7 availability and a commitment to responsible lending, we aim to make the mortgage journey seamless and stress-free. Our brokers hold professional qualifications, including Chartered Accountant status and taxation licences, ensuring expert guidance for asset protection and tax-efficient loan structuring. We serve clients across Australia through face-to-face meetings, video calls, and online support.
Services
Home Loans
Reverse Mortgages
Commercial Loans
Construction Loans
Property Investment
Asset Finance
Medico Loans
Low-Doc Loans
Debt Consolidation
Equity Drawdown
Highlights and features
- We combine 20+ years of mortgage and accounting expertise for tax-efficient loan structuring.
- Our team holds professional qualifications including Chartered Accountant status and taxation licences.
- We offer 24/7 availability through online chat, video calls, and in-person meetings.
- We leverage a network of 30+ lenders to secure the best rates and terms.
- We prioritise responsible lending with transparent communication at every stage.
What people say
Great service
Very approachable
Best possible rate
Highly recommend
Stress-free experience
Services
Home Loans
Bear Loans provides tailored home loan solutions for first-time buyers, investors, and refinancers. Our expertise ensures competitive rates and terms aligned with your financial goals. We guide clients through every stage, from pre-approval to settlement, with personalised support.
Reverse Mortgages
We specialise in reverse mortgages for seniors seeking financial flexibility. This service allows homeowners to access equity while retaining property ownership, supporting retirement needs through tax-efficient structures and personalised advice.
Asset Finance
Our asset finance solutions help businesses acquire essential equipment with flexible payment structures. We secure competitive rates for vehicles, machinery, and technology, releasing equity from existing assets to fund growth and operational needs.
Commercial Property Loans
Bear Loans offers commercial property financing for offices, warehouses, and retail spaces. We tailor loan solutions to business needs, leveraging industry expertise and a network of lenders to secure optimal terms for property investments.
Low-Doc Loans
Designed for self-employed borrowers, Low-Doc Loans simplify financing with reduced paperwork. We assist clients with irregular income to secure home or investment loans through tailored applications and lender partnerships.
People
Gavin Bateman
Chartered Accountant | Mortgage Broker
Gavin combines Chartered Accountant qualifications with mortgage expertise to structure tax-efficient loans. With 16 years in accounting and lending, he prioritises client financial wellbeing through transparent, personalised solutions.
Angelina Anderson
Mortgage Broker | Real Estate Agent
Angelina offers end-to-end mortgage and property advice, leveraging dual expertise in lending and real estate. Her client-focused approach ensures seamless transactions and tailored financing solutions for home buyers and investors.
Bee Pahate
Loan Officer
Bee supports clients through the loan application process, ensuring clarity and efficiency. With a focus on customer service, she coordinates documentation and lender communication to streamline approvals and settlements.
Questions
What loan options are available for first-time home buyers?
We offer tailored home loans, government scheme guidance, and pre-approvals for first-time buyers. Our brokers help navigate deposits, grants, and competitive rates to make home ownership accessible.
Can I get a mortgage with non-traditional income?
Yes. Our Low-Doc and Alt-Doc loans cater to self-employed individuals and freelancers requiring flexible income verification while securing competitive financing terms.
How do reverse mortgages work?
Reverse mortgages let seniors access home equity without selling. Funds can supplement retirement income, cover expenses, or finance improvements while retaining property ownership.
What commercial financing solutions do you offer?
We provide commercial property loans, asset finance, and development funding. Our brokers tailor solutions for business expansion, equipment purchases, and investment properties with competitive lender partnerships.
Do you offer online mortgage applications?
Yes. Our streamlined online process allows easy loan applications, supported by phone or video consultations with brokers for a seamless digital experience.
