Business Details
Your Trusted Mortgage Broker in Victoria Point
Cooee Home Loans, led by Shane Khoo, is a dedicated mortgage broking service with over 29 years of experience in the banking and finance industry. Our expertise lies in connecting individuals, families, and investors with tailored loan solutions through a panel of 20+ lenders. We prioritise transparency, offering honest advice and personalised service, ensuring clients understand every step of the loan process. Our qualifications include a Diploma of Financial Services and membership in the Mortgage & Finance Association of Australia. We provide end-to-end support, from pre-approvals to settlement, with flexible 7-day appointment availability.Our commitment extends beyond loans, offering free property valuations and ongoing assistance post-settlement. We operate under National Mortgage Brokers Pty Ltd (Australian Credit Licence 391209) and adhere to strict compliance standards. Client trust is central to our practice, reflected in our decade-long relationships and referral-based growth. Our service areas span Brisbane, Redlands, Logan, Ipswich, and the Gold Coast. We differentiate ourselves through one-on-one consultations, regular progress updates, and a focus on long-term financial partnerships.
Services
Home Loans
Investment Loans
Refinancing
Property Valuations
Debt Consolidation
First Home Owner Grants
Self-Managed Super Fund Loans
Highlights and features
- 29 years of banking & finance industry expertise
- Personalised service with one-on-one mortgage guidance
- Access to 20+ lenders for competitive loan options
- Free property valuations using RP Data analytics
- 7-day appointment availability including evenings
Associations and certifications
- Mortgage & Finance Association of Australia (MFAA)
- Credit Ombudsman Service Ltd (COSL)
What people say
Personalised service
Professional expertise
Regular updates
Seamless process
Patient guidance
Services
Home Loans
Tailored residential financing solutions for first-time buyers and established homeowners. We compare products from 20+ lenders to find competitive rates matching your financial situation. Our service includes pre-approvals, documentation assistance, and settlement coordination. Clients benefit from our industry expertise and ongoing support throughout the loan term.
Investment Loans
Specialised financing for property investors leveraging equity and tax advantages. We provide strategies for portfolio growth using SMSF structures and equity release from existing properties. Our guidance covers loan structuring, cash flow analysis, and long-term wealth creation through real estate investments.
Refinancing
Comprehensive review of existing mortgages to identify savings opportunities through lower rates or improved terms. We assess break costs, loan features, and debt consolidation potential. Our process ensures seamless transition between lenders while maintaining financial stability throughout the refinancing period.
Debt Consolidation
Strategic merging of multiple debts into single manageable loans with reduced interest rates. We evaluate credit card balances, personal loans, and vehicle financing to create unified repayment plans. This approach simplifies monthly payments while potentially accelerating debt reduction timelines.
First Home Owner Grants
Guidance for first-time buyers navigating Queensland's $15,000 grant program. We explain eligibility requirements, application processes, and timing considerations for new home purchases or constructions. Our support ensures compliance with residency and ownership criteria for successful grant claims.
People
Shane Khoo
Mortgage Broker & Finance Specialist
With 29 years in banking and finance, Shane holds a Diploma of Financial Services and Certificate IV in Mortgage Broking. As MFAA member #5256, he combines industry expertise with local market knowledge across Brisbane and Gold Coast regions.
Questions
How much can I borrow for a home loan?
Borrowing capacity varies by lender. We assess income, expenses, and credit history during a consultation to determine your specific eligibility.
Do you charge fees for mortgage services?
We typically receive commissions from lenders, meaning no direct fees for standard loan arrangements.
Can I refinance with my current lender?
Yes, we can negotiate better terms with your existing lender or explore competitive offers from other financial institutions.
What documentation is required for loan applications?
Standard requirements include ID, recent payslips, tax returns, bank statements, and property contracts.
How does investment property financing differ?
Investment loans often have higher interest rates and stricter serviceability criteria compared to owner-occupied mortgages.
What is lenders mortgage insurance?
LMI protects lenders when borrowing exceeds 80% of property value. It's payable by borrowers either upfront or added to the loan amount.
