Business Details
7 Years
experience
Emergency
services
Fast Online Personal Loans Up to $5000
Quickcash has been providing fast, responsible online cash loans to Australians since 2019. As a subsidiary of MoneySpot Finance Pty Ltd, we specialise in small amount credit contracts ranging from $200 to $5,000, with repayment terms aligned to our customers' pay cycles. Our team of financial professionals utilises advanced digital verification systems to complete loan assessments within minutes, ensuring funds are transferred promptly while maintaining strict compliance with ASIC regulations. We prioritise responsible lending practices by conducting thorough affordability checks and offering flexible repayment arrangements for customers facing financial hardship.Our commitment to transparency is demonstrated through clearly disclosed fees, including a 20% establishment fee and 4% monthly charges as mandated by the NCCP Act. With Australian Credit Licence 450305, we maintain industry-leading security protocols to protect customer data while delivering 24/7 loan application services accessible from any digital device.
Services
Cash Loans
Instalment Loans
Personal Loans
Emergency Loans
Same Day Loans
Unsecured Loans
Online Loans
Short Term Loans
Payday Loans
Quick Approval Loans
Details
- Year established: 2019
Highlights and features
- We offer 24/7 online loan applications with approvals in minutes
- Our direct debit repayments align with your payday schedule
- Transparent fee structures compliant with NCCP regulations
- Responsible lending assessments prioritising customer affordability
- Secure digital platform with bank-level data encryption
Associations and certifications
- Australian Securities and Investments Commission (ASIC)
Services
Cash Loans
Quickcash cash loans provide immediate financial assistance for unexpected expenses. These short-term loans ranging from $200 to $5,000 are designed for urgent needs like car repairs or medical bills. Repayments automatically align with your regular paydays through direct debit, ensuring manageable instalments over 42 days to three months. Our automated system enables approvals within minutes and funds transfer within one hour during business hours.
Instalment Loans
Our instalment loans offer structured repayment plans matching your income cycle. Available from $200 to $5,000, these loans feature fixed monthly fees of 4% with terms between six weeks and one year. The direct debit system ensures hassle-free repayments on your payday, with options for weekly, fortnightly or monthly deductions. Customers can access funds quickly while maintaining clear visibility of repayment schedules through our online portal.
Emergency Loans
Emergency loans address sudden financial crises requiring immediate attention. With amounts from $200 to $2,000, these loans prioritise rapid processing to deliver funds within hours. Designed for unexpected expenses like medical emergencies or urgent repairs, they feature transparent fee structures with 20% establishment fees and 4% monthly charges. Our 24/7 application system ensures availability at any time through desktop or mobile devices.
Personal Loans
Unsecured personal loans provide flexible financing without asset collateral. Available up to $5,000, these loans feature fixed repayment terms of up to 12 months with direct debit collections aligned to your pay schedule. The online application requires only basic documentation through automated bank verification. Responsible lending assessments ensure affordability while maintaining accessibility for customers with regular employment income.
Same Day Loans
Same day loans deliver urgent financial solutions with rapid approval processing. Through our streamlined digital platform, approved applicants receive funds within hours during business hours. These loans ranging from $200 to $2,000 feature transparent fee structures compliant with ASIC regulations. The automated system verifies eligibility using bank data and income verification, eliminating paperwork while maintaining responsible lending standards.
Questions
How does the loan application process work?
Our completely online process requires basic personal and financial information. Automated verification checks affordability and identity, with approvals typically completed within minutes.
What are the eligibility requirements?
Applicants must be Australian residents over 18 with regular employment income. Government benefit recipients may qualify if income exceeds $500 weekly from combined sources.
When will I receive the funds?
Approved applications typically receive funds within one hour during business hours, with ANZ customers accessing immediate transfers.
What fees apply to loans?
Small loans include a 20% establishment fee and 4% monthly charges. Larger loans feature $400 establishment fees plus 48% annual interest rates.
Can I repay early without penalties?
Yes, all loans allow penalty-free early repayments through card payments or bank transfers without additional charges.
What happens if I can't repay on time?
Contact us immediately to discuss hardship arrangements. Late payments may incur $35 dishonour fees and affect credit ratings.
